Congratulations on your approval and the progress you're making!
Congrats on getting back in with Citi!
26 inquiries is quite a lot, how did you rack up that many? It's pretty awesome that Citi still approved with that many inquiries, they seem hot and cold when it comes to credit-seeking behavior from what I've read but maybe they liked your scores and history enough to let it slide.
@Vector3D wrote:Congrats on getting back in with Citi!
26 inquiries is quite a lot, how did you rack up that many? It's pretty awesome that Citi still approved with that many inquiries, they seem hot and cold when it comes to credit-seeking behavior from what I've read but maybe they liked your scores and history enough to let it slide.
It is quite a lot of inquiries but the majority of those inquiries are from last year. I've stopped applying a while ago, only recently I applied and got their Home Depot card and would charge a small purchase here and there. Then curiously I applied to see if I would at least get their Best Buy branded card and got it. Mind you I CO three of their cards just over 2 years ago including another Best Buy card and ended up settling all of them. Paid those settlement off but for a while I was getting no love so I guess this means I'm at least back in with them.
I really have no need for the card but at least I know now I'm in. Eventually once we are able to travel and back to normal from all this nonsense I may end up grabbing one of their airline or rewards card maybe in a year or two. Until then, my Penfed PC Visa siggy's got my back. Also I closed a ton of cards recently and paid down and off most of them except the Penfed card. I only hold a small balance on my Penfed card and that's it. Nothing exciting in the credit card world right now....but I do like that X1 card. We'll see! 😉
Congrats on your approval!
Congrats on your BB store card. I'd say Citi is warming to you!! 👍🏻
Just received my BB Visa yesterday an setup online access. Probably the same UI you remember. Talk about basic and antiquated. City doesn't change!!
@dre90 wrote:
@Vector3D wrote:Congrats on getting back in with Citi!
26 inquiries is quite a lot, how did you rack up that many? It's pretty awesome that Citi still approved with that many inquiries, they seem hot and cold when it comes to credit-seeking behavior from what I've read but maybe they liked your scores and history enough to let it slide.
It is quite a lot of inquiries but the majority of those inquiries are from last year. I've stopped applying a while ago, only recently I applied and got their Home Depot card and would charge a small purchase here and there.
Hey make sure you keep doing this with your Home Depot card. I had my card for 8 years and it got closed for inactivity. I used to only use it when I had a home project going on. Right as I was making preparations for a new project I got the letter stating my account was now closed for inactivity. Hindsight I wish I went in like you and made small purchases more often.