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My first $10k (via CLI) - Thanks DCU!
So after reading here that DCU does quarterly reviews based on the monthly FICO scores they offer (you have to sign up for it), I've been on the lookout for updates in my Loan Suite. The last time I noticed an update was April, so I had a feeling I might see something in July, and sure enough I had offers! I just couldn't believe I had preapprovals for almost everything! My score from DCU on 6/28 was 721 (EQ 5).
I accepted the Visa increase, input my info and asked for the $10k limit, and was approved!
What I'm most excited about is the auto refinance offer - my current rate is 5.99%, so 3.99% is certainly better. I'll have to look into it








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Re: My first $10k (via CLI) - Thanks DCU!
Grats on the first premium card via CLI
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Re: My first $10k (via CLI) - Thanks DCU!
Congrats on the huge CLI!
How are you liking the Mazda 3? I have a 2016 and I love it. Replace the garbage stock eco tires with some performance rubber and it's a real joy to drive around town.
American Express - No CLI or Appreciation Gift in 7 Years




Citibank - Handing Out Credit Limits Like Candy





Chase - Surprisingly, Still Tolerating My Credit-Chasing Ways



Bank of America - My Newest Bae.



Everyone Else.





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Re: My first $10k (via CLI) - Thanks DCU!
I'd show you the secret handshake but I forgot it after my $10K day.
*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face

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Re: My first $10k (via CLI) - Thanks DCU!
They sure like you, K. Congratulations! on the sweet CLI.
And thanks for the great post -- really informative.
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Re: My first $10k (via CLI) - Thanks DCU!
@Stralem wrote:Congrats on the huge CLI!
How are you liking the Mazda 3? I have a 2016 and I love it. Replace the garbage stock eco tires with some performance rubber and it's a real joy to drive around town.
Thanks! I'm loving the Mazda3! After having three Hondas, it was a little hard venturing out to a new make, but it's been a joy to drive. Of course, just having a new car has been nice. Hoping it's good longevity wise.








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Re: My first $10k (via CLI) - Thanks DCU!
Congrats!
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Re: My first $10k (via CLI) - Thanks DCU!
Thanks all! Just logged in and they already updated it! Also didn't realize that the APR went from 18% to 11.75%. It's a good day









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Re: My first $10k (via CLI) - Thanks DCU!
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Re: My first $10k (via CLI) - Thanks DCU!
How do you sign up to get their monthly FICO scores? Where is the button on their site?
@KLEXH25 wrote:So after reading here that DCU does quarterly reviews based on the monthly FICO scores they offer (you have to sign up for it), I've been on the lookout for updates in my Loan Suite. The last time I noticed an update was April, so I had a feeling I might see something in July, and sure enough I had offers! I just couldn't believe I had preapprovals for almost everything! My score from DCU on 6/28 was 721 (EQ 5).
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I accepted the Visa increase, input my info and asked for the $10k limit, and was approved!
What I'm most excited about is the auto refinance offer - my current rate is 5.99%, so 3.99% is certainly better. I'll have to look into it