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My first approvals thread! Amex

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coldworld
Regular Contributor

My first approvals thread! Amex

I'll keep it short and sweet. Been on a rebuilding journey (in earnest) since the beginning of June. I had an aggressive plan to pay down about 15k worth of debt before the beginning of Aug. Decided to apply for two of my goal cards on 7/27, the AMEX Platinum and the Bonvoy Brilliant. Instant approval for both cards!

 

Super excited to get in with Amex on my own. Plat: NPSL and Brilliant: $10k. They pulled EX and TU. Scores in sig aren't quite accurate. Scores are in the low 700s now. I have a CO from GM Financial still reporting, set to come off in Sept of this year. 

 

I thank everyone here for helping me reach this milestone! Next stop Chase Sapphire Reserve later this fall after all my debt is paid off and that baddie falls off. 

3B Scores

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Message 1 of 18
17 REPLIES 17
GZG
Valued Contributor

Re: My first approvals thread! Amex


@coldworld wrote:

I'll keep it short and sweet. Been on a rebuilding journey (in earnest) since the beginning of June. I had an aggressive plan to pay down about 15k worth of debt before the beginning of Aug. Decided to apply for two of my goal cards on 7/27, the AMEX Platinum and the Bonvoy Brilliant. Instant approval for both cards!

 

Super excited to get in with Amex on my own. Plat: NPSL and Brilliant: $10k. They pulled EX and TU. Scores in sig aren't quite accurate. Scores are in the low 700s now. I have a CO from GM Financial still reporting, set to come off in Sept of this year. 

 

I thank everyone here for helping me reach this milestone! Next stop Chase Sapphire Reserve later this fall after all my debt is paid off and that baddie falls off. 


congrats!!

 

no additional ex pull on the second card either? That's great! 

 

welcome to Amex and good luck on those signup bonuses Smiley LOL

Starting FICO 8:
Current FICO 8:


0/6, 2/12, 7/24
Message 2 of 18
BigBS
Senior Contributor

Re: My first approvals thread! Amex

Congrats on the approvals and rebuild!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 3 of 18
CreditMagic7
Mega Contributor

Re: My first approvals thread! Amex

Congratulations on your new AmEx Approval!

Message 4 of 18
Jordan23ww
Valued Contributor

Re: My first approvals thread! Amex

Congratulations on your 2 approvals and all your progress so far! Best wishes to you with your credit journey! 

      


Message 5 of 18
Jeffster1
Valued Contributor

Re: My first approvals thread! Amex

CONGRATS 🎉

FICO 8 EX 829 EQ 824 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 20K I American Express Cash Magnet 5K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 32K I NFCU Amex 28K | NFCU CashRewards Visa 20K I America First CU Cash Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 20K I Bread Financial American Express 10.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 8.3K I JCPenney Mastercard 6K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 9K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I
Message 6 of 18
NoMoreDebt
Senior Contributor

Re: My first approvals thread! Amex

Congrats on the approvals

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 7 of 18
coldworld
Regular Contributor

Re: My first approvals thread! Amex


@GZG wrote:

@coldworld wrote:

I'll keep it short and sweet. Been on a rebuilding journey (in earnest) since the beginning of June. I had an aggressive plan to pay down about 15k worth of debt before the beginning of Aug. Decided to apply for two of my goal cards on 7/27, the AMEX Platinum and the Bonvoy Brilliant. Instant approval for both cards!

 

Super excited to get in with Amex on my own. Plat: NPSL and Brilliant: $10k. They pulled EX and TU. Scores in sig aren't quite accurate. Scores are in the low 700s now. I have a CO from GM Financial still reporting, set to come off in Sept of this year. 

 

I thank everyone here for helping me reach this milestone! Next stop Chase Sapphire Reserve later this fall after all my debt is paid off and that baddie falls off. 


congrats!!

 

no additional ex pull on the second card either? That's great! 

 

welcome to Amex and good luck on those signup bonuses Smiley LOL


 

Thank you, and yea only a single EX pull. 

 

ETA: I have a lot of wedding spend coming up. My fiance and I are trying to maximize the return on the money spent lol. We were going to pay cash, but this seems smarter. 

3B Scores

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Message 8 of 18
brilliantadventure
Valued Member

Re: My first approvals thread! Amex

Congrats on all of your rebuilding success so far, and on your fantastic Amex instant approvals!! I love being an Amex cardholder - they have some really good offers from time to time. Enjoy your new cards!

FICO 8 (7/2024): EQ 775 | EX 773 | TU 749

Amex Platinum Biz NPSL | Amex Green NPSL | NFCU Platinum $25,000 | Amex Blue Cash Everyday $25,000 | Synchrony Verizon Visa $20,000 | Discover It $15,000 | Wells Fargo Reflect $14,000 | Chase Sapphire Preferred $12,000 | Chase Freedom Flex $12,000 | NFCU CashRewards $12,000 | Chase Prime Visa $11,300 | Amex Blue Business Plus $10,000 | Capital One SavorOne $8,000 | Apple Card $4,000 | Capital One Quicksilver $500
Message 9 of 18
KingRue8500
Senior Contributor

Re: My first approvals thread! Amex

Congrats on your AMEX Platinum & Marriott Bonvoy Brilliant approvals




Message 10 of 18
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