My first card in over 10 years!

[Anonymous]

After doing quite a bit of research ALL day yesterday on how to improve my score, and checking with my credit through EX, (which is 524, Eq 551, and TU550) i kept seeing no revolving activity keeping my score down. So I bit the bullet, and got approved with Cap one platinum secured CC. only using sparingly, and not increasing over a $200 limit to keep it under 30% utilization. Just stepping stone to work on getting my scores into the lower 600s in a few months (waiting to get my students to show current after rehab, final payment made) Wish me luck, and i will continue to update how much my score increases. This forum has been so much more helpful than google LOL! thanks again guys and gals!

[Anonymous]

Hey congrats!  If that is your only revolving account, you'll see a significant gain to your scores when it hits your reports.

[Anonymous]

It is, i have absolutely nothing on my credit. Some collections, but its mainly stagnate.

[Anonymous]

Welcome to the forums! Great plan to keep util low and PIF! Looking forward to seeing your scores increase!

[Anonymous]

Welcome to myFICO! Congrats on the approval! Use it well and check Discover prequalifications in 6 months to see if you can get an unsecured Discover IT card.

[xaximus]

Welcome and congrats on the approval! There's a wealth of knowledge here and if you have any questions, feel free to ask! We are all here to learn and grow.

[AverageJoesCredit]

Outstanding! Welcome to the forum and we look forward to your progress

[5KRunner]

Congratulations on your approval! Tend it well and watch it grow!

[Anonymous]

Welcome aboard!

[chhull00]

Congrats on your card, and welcome to MF, i started with CO on my credit journey with them on 04/01/17, my first bank card, been uphill ever since, so nice work keep it up!