NASA Approved! Unreal!

[B335is]

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@12njoy wrote:

I'm impressed 20k right out the gate.  It's taken me a year to get my USAA to 20k and five months to get my Flagship to 25k

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They matched my highest limit.  I just reallocated some BoA cards to get one limit to $20k.  That might be why?  

How are they with upholding "instant approved"?  I've had so many of those revoked by angry underwriters at Penfed and US Bank I don't want to party prematurely.

[12njoy]

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@B335is wrote:

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@12njoy wrote:

I'm impressed 20k right out the gate.  It's taken me a year to get my USAA to 20k and five months to get my Flagship to 25k

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They matched my highest limit.  I just reallocated some BoA cards to get one limit to $20k.  That might be why?  

How are they with upholding "instant approved"?  I've had so many of those revoked by angry underwriters at Penfed and US Bank I don't want to party prematurely.

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I know when I got my NASA it gave me the APR and something else but still said pending.  I had no issue getting final approval.  Did you ask for 20K?  I only asked for 5k when I applied.  What is your utilization?

[B335is]

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@12njoy wrote:

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@B335is wrote:

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@12njoy wrote:

I'm impressed 20k right out the gate.  It's taken me a year to get my USAA to 20k and five months to get my Flagship to 25k

---

They matched my highest limit.  I just reallocated some BoA cards to get one limit to $20k.  That might be why?  

How are they with upholding "instant approved"?  I've had so many of those revoked by angry underwriters at Penfed and US Bank I don't want to party prematurely.

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I know when I got my NASA it gave me the APR and something else but still said pending.  I had no issue getting final approval.  Did you ask for 20K?  I only asked for 5k when I applied.  What is your utilization?

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It didn't ask me how much I wanted.  I heard some people requested the full $30k, but it wasn't an option on my application.  It gave me the choice between Platinum Cash Rewards $20k at 16.9% or Platinum Advantage Rewards $20k at 12.9%  When it displayed both option it said "Congratulations!  You are instantly approved, please accept one of the following."  My utilization is 3%

[12njoy]

Oh I am so tempted to lift that freeze and apply for another card.  I gotta be good and not do it.  I've only been doing EQ and TU because those INQ get missing really quick

[Anonymous]

Wow that's a nice credit limit....

[Kenny]

Super congrats!

[Scupra]

Just a data point for NASA FCU and bankruptcy... They have a 24 month rule for people with BK. 

OP - Congrats on the awesome limit! 

[Spikenit]

I applied last night and was "Instant Approved" for 30,000. They just now emailed me two electronic forms to sign, which I did. I signed back in to the website and it now says "Ready to Fund", under the instant approved statement.

[Kenny]

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@Spikenit wrote:

I applied last night and was "Instant Approved" for 30,000. They just now emailed me two electronic forms to sign, which I did. I signed back in to the website and it now says "Ready to Fund", under the instant approved statement.

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Nice! Good info to know.

[12njoy]

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@Spikenit wrote:

I applied last night and was "Instant Approved" for 30,000. They just now emailed me two electronic forms to sign, which I did. I signed back in to the website and it now says "Ready to Fund", under the instant approved statement.

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Would you care to share your stats?