NASA CU approval

[Anonymous]

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@JuicySmoolyay wrote:

Just got approved for a NASA FCU cash back card with a 15% apr and a $9700 CL. They let you pick from some cool card designs to. Kinda wish the card was titanium or something but still neat. Time to lay back and wait for that 90 day AMEX limit to go away then I can get the Delta Gold.

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Cool story -- congrats on your success.

Data Points (DPs) help others make informed credit decisions -- have you any to share?

[JuicySmoolyay]

Low 700's across the board, about 3 lates from 4-5 yrs ago, no bk, been rebuilding from the low 600s for the last 3 yrs, had to join the cu resulting in a hp from experian and a $5 deposit. Immediately applied for their cash back card, if approved they ask you what card design you want, and then tell you your CL and APR. You must provide proof of income then they send you the card. I think income has just as much bearing as credit history in determining your CL and interest rate.

[Anonymous]

Congrats on the nasa approval!

[Anonymous]

Who do they pull from? Please provide more data points.

[ChargedUp]

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@Anonymous wrote:

Who do they pull from? Please provide more data points.

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@Anonymous  NASAFCU uses Experian. I just picked up their Rewards Visa with a $20K SL. My data points are here