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NASA FCU SP CLI

pip3man
Valued Contributor

NASA FCU SP CLI

So I thought I should share this in case someone might find it beneficial. A while back I learned about this NASA FCU policy where if u haven’t received a CLI in the last year or two, your eligible for an instant CLI with no HP. The catch is your EX FICO scores MUST be 670 and the increase is limited to only $1k.

But anyways I’ve had this card for more than 3years and it’s been stuck at the initial $2.5k limit. Logged into my account and noticed they had an updated score that put me over the threshold. So I called in and requested the instant increase but was told I was ineligible because my score didn’t meet the cut off.

I pointed out to the nice lady my scores shows 680 online which was recently pulled on 10/10. She told me to take a screenshot and email it while she had me on the phone. Long story short, after about a 10mins hold, she came back with an approval and new limit is $3.5k. So for those of you who never got a CLI in a year or two, you may wanna call in and claim ya piece of the pie... $1k isn’t a lot but at least it’s something and the best part is - it cost absolutely nothing!

Macy's AMEX $47,000| Citi $13,000| CapOne $18,000| Chase $25,000| SYNCB $53,000| Fidelity $7800| Discover $3,000| NASA FCU $3,500| BestBuy $6,100| Barclay $4,400| TD Bank $1,000|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

Take the myFICO Fitness Challenge
Message 1 of 9
8 REPLIES 8
AverageJoesCredit
Mega Contributor

Re: NASA FCU Auto CLI

Long story short,, uhh hmm reallySmiley Wink Lol, nice going Mr E Smiley Happy i hope this sparks off the great cli race of 2017 for Nasa, we need a flavor sbout nowSmiley Happy
Message 2 of 9
thorshammer
Established Contributor

Re: NASA FCU Auto CLI

I hear you AJC, definitely need a new card out there from a new bank haha.
Need someone that will give us at least 10000 minimum out the gate and only need a 680 to get it.
5% return on all purchases only pull one burea of your choice with a drop down so you can choose the right bureau.
Also gives you 500 dollars after a 100 dollar spend.
And most importantly doesn't give a crap about dti.
And congratulations to op for getting the extra 1000 for free,that's how you navigate the cli highway.
eq 757 ex 762 tu 763 Chase Amazon 5000 citi double cash 4300 Citi TYP 8100 Cap1 Quicksilver Visa Sig 10000 Walmart MasterCard 6600 Big Sandys 4000 Best Buy 5100 LLbean 2300 Cashforward 17500 Sam's Club 10000 Discover Card 10000 bluecash 5800 everyday 10000 boa americard 20300 boa cash rewards 7000 marvel 10000
Message 3 of 9
Irish80
Moderator Emeritus

Re: NASA FCU Auto CLI

Congrats on the CLI.  Never heard about that with NASA. One nit though, it wasn’t an ‘auto’ CLI.  You had to request it Smiley Tongue

Message 4 of 9
pip3man
Valued Contributor

Re: NASA FCU Auto CLI


@thorshammer wrote:
I hear you AJC, definitely need a new card out there from a new bank haha.
Need someone that will give us at least 10000 minimum out the gate and only need a 680 to get it.
5% return on all purchases only pull one burea of your choice with a drop down so you can choose the right bureau.
Also gives you 500 dollars after a 100 dollar spend.
And most importantly doesn't give a crap about dti.
And congratulations to op for getting the extra 1000 for free,that's how you navigate the cli highway.

lmfaooo if only wishes were horses Smiley Very Happy

Macy's AMEX $47,000| Citi $13,000| CapOne $18,000| Chase $25,000| SYNCB $53,000| Fidelity $7800| Discover $3,000| NASA FCU $3,500| BestBuy $6,100| Barclay $4,400| TD Bank $1,000|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

Take the myFICO Fitness Challenge
Message 5 of 9
pip3man
Valued Contributor

Re: NASA FCU SP CLI


@Irish80 wrote:

Congrats on the CLI.  Never heard about that with NASA. One nit though, it wasn’t an ‘auto’ CLI.  You had to request it Smiley Tongue


lol yeah it is, and actually I called back to verify and u can only get it once in every 12 months not 24 months. Obviously if u need more than $1k, it's gonna require a HP.... haha u got me there Smiley Wink

Macy's AMEX $47,000| Citi $13,000| CapOne $18,000| Chase $25,000| SYNCB $53,000| Fidelity $7800| Discover $3,000| NASA FCU $3,500| BestBuy $6,100| Barclay $4,400| TD Bank $1,000|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

Take the myFICO Fitness Challenge
Message 6 of 9
pip3man
Valued Contributor

Re: NASA FCU Auto CLI


@AverageJoesCredit wrote:
Long story short,, uhh hmm reallySmiley Wink Lol, nice going Mr E Smiley Happy i hope this sparks off the great cli race of 2017 for Nasa, we need a flavor sbout nowSmiley Happy

haha ur comments always have a way to gimme a good laugh whenever I read them lol Smiley LOL

Macy's AMEX $47,000| Citi $13,000| CapOne $18,000| Chase $25,000| SYNCB $53,000| Fidelity $7800| Discover $3,000| NASA FCU $3,500| BestBuy $6,100| Barclay $4,400| TD Bank $1,000|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

Take the myFICO Fitness Challenge
Message 7 of 9
B335is
Moderator Emeritus

Re: NASA FCU Auto CLI

Congrats!  I also never heard of this one with NASA, I'll definitely try it.

Message 8 of 9
K-in-Boston
Moderator

Re: NASA FCU Auto CLI

Thank you so much for the data points.  I was just mentioning in another thread that the whole CLI process with NASA is a mystery to me.  I don't really want a HP from NASA since I'm just keeping the card open by making a purchase every now and then, and at the risk of sounding like a jerk for saying it, a $1k CLI on that card isn't worth my time calling right now.  If they give out a nice BT offer again this year I'll give it a shot, though.

Message 9 of 9
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