Thanks Ysettle and others. Overall happy with the APR, not the best they offer, but can request in 12 months and get it lower. Only wish they allowed CL's to be combined as eventually I would like to do that, but might be possible in future again I suppose... About to call PenFed and have my Amex and Promise combined into a nice big 30k limit, granted not as big as yours Ysettle, but 30k will still do on the promise!
⋅ INQs: 6
