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NFCU AND HILTON AMEX SURPASS

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Anonymous
Not applicable

NFCU AND HILTON AMEX SURPASS

A couple of days ago I posted an approval for the NFCU GO REWARDS card approved SL 20,000.00 I was in shocked. By the end of the night that day I had a feeling and always wanted to have my first AMEX card. I was denied back in april for the BCE. Fasten my seat belt that night and went through the prequalify the Hilton honors came up so I decided to go for the Hilton SURPASS. Boom I was approved for SL 1000 is not much but hey I got my foot in not only that I was lucky enough to get the highest bonus points ever offered 150,000 with the surpass by spending $3000 in the first 3 months. I contacted AMEX through the chat app and ask the lady if it was possible for just a little more of credit to be able to accomplish the spending goal and she said she could refer that to her superiors. I wanted just to play it safe and decided not to do that. I didnt't wanted to get involve into a financial review with my foot inside Amex when I had just gotten approved NFCU WITH 20k. So i guess I'll figured out and run all my expenses through my hilton honors if possible to get the bonus points and make multiple payments. Just wanted to share my story, now gardening for the next 6 months till next year. FYI AMEX RAN MY EXP it was at 666.

Message 1 of 13
12 REPLIES 12
gdale6
Moderator Emeritus

Re: NFCU AND HILTON AMEX SURPASS

Grats to the new card Smiley Happy

Message 2 of 13
M_Smart007
Legendary Contributor

Re: NFCU AND HILTON AMEX SURPASS

Message 3 of 13
AllZero
Mega Contributor

Re: NFCU AND HILTON AMEX SURPASS

Congratulations on your approval!
Message 4 of 13
Anonymous
Not applicable

Re: NFCU AND HILTON AMEX SURPASS

BOOM! Congrats on both approvals!

Message 5 of 13
Meanmchine
Super Contributor

Re: NFCU AND HILTON AMEX SURPASS

Double congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 6 of 13
CreditAggie
Community Leader
Super Contributor

Re: NFCU AND HILTON AMEX SURPASS

Congratulations on your Amex Hilton Honors Surpass approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 13
Anonymous
Not applicable

Re: NFCU AND HILTON AMEX SURPASS

@Anonymous  Super Congrats on your Amex Surpass approval!!! Smiley Very Happy

Message 8 of 13
nuohlac
Valued Contributor

Re: NFCU AND HILTON AMEX SURPASS

Congratulations on your approval!!!




Message 9 of 13
Heatt99
Frequent Contributor

Re: NFCU AND HILTON AMEX SURPASS

Congratulations. Just 4 more points on your score, and I'm sure Amex would have provided a larger limit.

Amex will grow with spend and large payments. They gauge your power in that sense somewhat, so don't cheat your card.

NFCU is the best. I think you have another 91/3 available ie 3rd card slot.

 

Message 10 of 13
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