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Wow. This board has been very informative and I wanted to share my journey. Before reading this board I had 2 Capital One Platinum cards that I consolidated into one with a CL of 2K, a Credit One Visa (1K) and a Credit One MC (500). Late May I received an email that said that I was preapproved for a Lane Bryant card. I said what the heck and applied for it and got approved for $500. Then after reading this board, I reopened my NFCU account in April and in late May I applied for the Go Rewards card and got approved for 5K, the next day I applied for a loan to refinance my car and got approved for that for 18K. I also applied to Barclay Rewards card and was approved for 2K. I have decided that I am not going to apply for anything else and let things grow from here. However, I’m thinking about closing the two Credit One cards and focus on growing the others.
Thanks again for all the words of credit wisdom.
Welcome To The Forums!
And Big Congratulations with your success with those so far as you build your credit relationships going forward.
Welcome and you are doing very nicely! Congraulations ![]()
Welcome to the forum and congratulations!









Fantastic, congrats on your succes !!!
Congrats!
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |










Very nice! Congrats and keep the momentum going!
Congrats!