NFCU CASH REWARDS APPROVED! 25k first high limit c... - myFICO® Forums - 5492093

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Well MYFICO fam... Navy federal strikes again!

Approved today for Navy federal Cash Rewards Card for $25,000!

Here are some Data Points for the next person...

Location: TX

Pull: Transunion. (if any other inquiries pop up will update)

TU: 756 EQ: 760 EX: 747

Total Credit History: 1 Year (to the day!)

AAoA: 10 months

Discover it: $2,500 as of time of application on transuion. new 3k limit hast yet updated on Transunion

Self Lender: 9 months

Capital One Auto Loan: Balance: $32,000. 6 months

Thinking of trying AMEX and Chase Next Before my AAoA takes the haymaker, then to the Garden to recover and Grow... Any Suggestsions?

Message 1 of 11

10 REPLIES 10

Congrats on approval and monster SL !!!!

Navy strikes again !!!!

Message 2 of 11

Congratulations OP. absolutely wonderful SL

Since your AAOA is only 10 months, Chase won’t Iike your profile. I’m not sure about AmX. But, IMHO, you should let your accounts age a little before applying for anymore credit.

Things really look good, so I say get use to your new cards. Off to the garden you go. 😁

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K

Message 3 of 11

Great approval, S -- Congratulations! I think I'd wait until 12+ months.

What was your TU Fico score?

Message 4 of 11

Sounds like sound advice! Thanks!

Message 5 of 11

Transunion FICO was 756

Message 6 of 11

@Anonymous wrote:
Transunion FICO was 756

That score sure didn't hurt.

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CONGRATS on the MASSIVE SL!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+

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Congrats on the approval and huge SL

EQUIFAX FICO® Score 8: 849

CURRENTLY GARDENING

Former Submariner, Proud to have served

"Total revolving credit $286,000 Current UTIL >1%"

Message 9 of 11

Congratulations on your massive approval! WOW!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

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