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NFCU CLI with only a SP!

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LesWH
Established Contributor

NFCU CLI with only a SP!

Well, I decided to hit the CLI button on NFCU today.  I asked for a $3,000 dollar increase.  Instant approval from $22,000 to $25,000!!  I love Navy Federal!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 1 of 19
18 REPLIES 18
Epcot
Valued Contributor

Re: NFCU CLI with only a SP!

Congrats on the increase and nice CL! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 2 of 19
starry1
Valued Contributor

Re: NFCU CLI with only a SP!

Congrats! I can't wait to app with navy. But I'm still waiting awhile. My direct deposit should start next week and hopefully my ira transfer should be done within a couple weeks.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 3 of 19
LesWH
Established Contributor

Re: NFCU CLI with only a SP!


@Epcot wrote:
Congrats on the increase and nice CL! Smiley Happy

Thanks!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 4 of 19
Scupra
Super Contributor

Re: NFCU CLI with only a SP!


@starry1 wrote:
Congrats! I can't wait to app with navy. But I'm still waiting awhile. My direct deposit should start next week and hopefully my ira transfer should be done within a couple weeks.

I can not believe you havent apped yet!! Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 5 of 19
starry1
Valued Contributor

Re: NFCU CLI with only a SP!

It's good to have willpower! I'm waiting until I'm fairly certain of $1k+ unsecured approval.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 6 of 19
Creditaddict
Legendary Contributor

Re: NFCU CLI with only a SP!

My partner has $25k... Still trying to figure out the magic number of rather he shouldn't request higher of or shouldn't request a certain dollar amount higher to get instant without the HP or how to not do HP period!

If HP, my as well get a second account!

 

Thoughts?

Message 7 of 19
jdirilo
Frequent Contributor

Re: NFCU CLI with only a SP!

Woohoo! I just went from $500-$1000, then two days later requested $2500! I'm amazed. That's huge to me. I dream of reaching $25k one day!
Message 8 of 19
Rhaeny
Valued Contributor

Re: NFCU CLI with only a SP!

Oh wow!  I am so tempted to request one as well, but I just got my card Dec 28th.  I've made two big payments of $3k and $1800.  Is it too soon to request one?  I have a $5K limit now.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 9 of 19
dodfire
Valued Contributor

Re: NFCU CLI with only a SP!

Congrats!!!!!

*8/10/13
Message 10 of 19
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