Congratulations 🎉🎊🎈🍾!!! Gotta Love NAVY!!!
Congratulations on your approval!
Congratulations on your approval!!!
Thanks for the congrats and the experience I've gained over the last four or so months of reading threads here. Don't have my card yet but they did e-mail the details for it Saturday so I used it to pay $10 of my internet bill as a test and to make it was open/active and wow, I was not expecting to generate my first statement so quickly. Glad it did though because that puts it in a good position timing wise with my Discover with due dates being ten days apart. So I guess it'll report next month after my next statement cuts?
Also decided that I'm going to PC my secured Discover the revolving 5% bonus in time for Q3 since it's the 5% cash back on resturants anyway and I usually use my Gas Buddy card's discount which right now has gotten significantly better savings than 2% (4% with the bonus) cash back thanks to the low prices and I'll probably get more use out of it in Q4 with Amazon.
Also, has anyone chatted with a Navy CSR recent about the potential CashRewards upgrade discussed in @Anonymous's topic about it last year?
https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-is-looking-at-increasing-cashRewards-to-2/td-p/57...
Got my card today and the letter (actually four envelopes from them total) with my internal score and what affected it.
My NFCU Score: 324
Key Factors that adversely affected my score are.
Average Credit limit of open credit cards reported last 12 months.
Number of balance decreases on non-mortgage accounts in the last 3 months.
Limited credit experience.
Number of open satisfactory accounts that are 24 months or...
Something it cuts off there.