NFCU Double Approvals!!!

[-Cal-]

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@FIRECOURAGE wrote:

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@-Cal- wrote:

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@UncleB wrote:

Hey Cal, any update on that Platinum app?  

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It's still in review. I also noticed that the NavCheck says its in review even though when I applied it said I was approved. 

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Same here Cal. I was approved for the $15,000 NavCheck yesterday and mine still says under review too.

Good to know someone else shares this experience. Did you apply for both credit cards at the same time too? 

[Anonymous]

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@-Cal- wrote:

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@Creditaddict wrote:
I have 25, 22, 22 plus 15 navcheck

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Okay I just went for the Platinum (Visa) didn't seem to have the ability to choose MC. It went into review ... 

If I get denied I'm going to be out of the app game for a while, my confidence will be completely shot. I'm not a trooper like you. 

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I suppose it's already too late but, you can still request a PC. They're very good at it and it only takes 36-48 hours to complete.

Anyway, regarding the Visa Plat, the MC isn't an option online. I had to call to apply for it...got approved...nice limit....cool looking card. Also, it's security is very, very tight....great card.

[UncleB]

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@Anonymous wrote:

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@-Cal- wrote:

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@Creditaddict wrote:
I have 25, 22, 22 plus 15 navcheck

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Okay I just went for the Platinum (Visa) didn't seem to have the ability to choose MC. It went into review ... 

If I get denied I'm going to be out of the app game for a while, my confidence will be completely shot. I'm not a trooper like you. 

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I suppose it's already too late but, you can still request a PC. They're very good at it and it only takes 36-48 hours to complete.

Anyway, regarding the Visa Plat, the MC isn't an option online. I had to call to apply for it...got approved...nice limit....cool looking card. Also, it's security is very, very tight....great card.

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Unless it's changed since November, the MasterCard version of the Platinum it is an option online; I have one. 

It's rather obscure (I almost missed it) but it's there... again, unless they've made recent changes.  I was rather determined at the time to get MasterCard because of Sam's Club so I was especially careful during my app or I would have likely missed it myself. 

(Of course for Sam's it will soon be moot since as of Feb 1 they will be accepting Visa.)

If you overlook the selection (I think it was a drop-down) and don't alter it, it defaults to Visa.  It's very possible to complete the app without changing (or even noticing) the selection option. 

[Anonymous]

@ UncleB

In my case, I scoured the page(s) while applying. Even backed out of it and tried again. Nothing. But, it could be there. Maybe it's because I haven't upgraded to El Capitan....some websites give me an "out of date browser" message....?!...and you know that takes options away...

[myjourney]

WTG Cal

Congrats X2

[UncleB]

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@Anonymous wrote:

@ UncleB

In my case, I scoured the page(s) while applying. Even backed out of it and tried again. Nothing. But, it could be there. Maybe it's because I haven't upgraded to El Capitan....some websites give me an "out of date browser" message....?!...and you know that takes options away...

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That could have been it... I did my app on Firefox, and while it's been a couple of months I distinctly remember almost missing the selection (like I said before, I really wanted the account to be MasterCard). It's a good thing in my case, too, since I was much too timid at the time to call in to apply (LOL). 

That being said, if you're having issues with a janky browser I can definitely see how that could cause you to miss it.

[Anonymous]

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@UncleB wrote:

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@Anonymous wrote:

@ UncleB

In my case, I scoured the page(s) while applying. Even backed out of it and tried again. Nothing. But, it could be there. Maybe it's because I haven't upgraded to El Capitan....some websites give me an "out of date browser" message....?!...and you know that takes options away...

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That could have been it... I did my app on Firefox, and while it's been a couple of months I distinctly remember almost missing the selection (like I said before, I really wanted the account to be MasterCard). It's a good thing in my case, too, since I was much too timid at the time to call in to apply (LOL). 

That being said, if you're having issues with a janky browser I can definitely see how that could cause you to miss it.

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I think so, too. BTW, I apped on the 2nd of this month...

[12njoy]

Congrats Cal

[-Cal-]

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@UncleB wrote:

Hey Cal, any update on that Platinum app?  

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They shot me down on the Platinum app. I'll wait to see what the reasons are in the mail then I will try reconning if they do that. If I can't successfully recon, my credit-feelings will be hurt and I might not be able to drum up enough courage to apply for anything else until 2017 lol.

[UncleB]

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@-Cal- wrote:

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@UncleB wrote:

Hey Cal, any update on that Platinum app?  

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They shot me down on the Platinum app. I'll wait to see what the reasons are in the mail then I will try reconning if they do that. If I can't successfully recon, my credit-feelings will be hurt and I might not be able to drum up enough courage to apply for anything else until 2017 lol.

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Darn, I'm sorry to hear that...

I'm not doing a 'sad smiley', though, since you still got couple of sweet approvals from them - which in my book is nothing to be upset about! 

Based on the folks in Creditaddict's threads, I suspect in six month or so you'll be a shoe-in, but I can't blame you for waiting until 2017 (I'm likely waiting until then for any apps myself, unless something really interesting comes along).

Here's some more 'silver lining'... now you'll have another chance to find that obscure selection to make the card a MasterCard when you apply next time!