NFCU FLAGSHIP approval

[Jnbmom]

Well DH got his third Navy card Now I got my third card back in October, he was declined for the Platinum. I thought I would try the Flagship and BAMN instant approval.

DP:

FICO scores 735ish

3% until

only negative a few late mortgage payments 1/2 years ago

Pulled TU

Congratulations - You're Approved!

You have been approved for a Visa Signature® Flagship Rewards card from Navy Federal. Your credit line will be $15,000.

$15,000Credit Limit

17.49% variable APR,  $49 Annual Fee

[Anonymous]

Congratulations! Enjoy your new card and SL!! I've been debating on which one I will go for at  91/3.  How long have you been with Navy? Any other DP's you care to share?  

[Jnbmom]

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@Anonymous wrote:

Congratulations! Enjoy your new card and SL!! I've been debating on which one I will go for at  91/3.  How long have you been with Navy? Any other DP's you care to share?  

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Thanks we have been with Navy since 4/2018, we got our second cards at 91/3 in July, we both went for the Platinum in October I got it, he was declined.  I just had a hunch and we applied for the flagship for him, and the hunch paid off. Now we both have 3 cards.

I think in January I "may" combine 2 of my cards and just have 2 cards with them. I am trying to downsize my portfolio come the first of the new year, and also may getting rid of some store cards.

[AverageJoesCredit]

Big congrats Mom 15k is outstanding! If i had apped that card i would have gotten $15

[Anonymous]

Wait - he didn’t initially get approved for another card at 91/3?

[iamdetermined]

Congrats! Nice SL

[Jnbmom]

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@Anonymous wrote:
Wait - he didn’t initially get approved for another card at 91/3?

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He got approved for second card (amex) at 91/3 days, then in October which was 91/3 from second approval or 6 months from initial approval he was denied for Plat, I was approved.

So I took a shot for the Flagship , I got lucky I suppose.

[Gmood1]

Congrats mom!! You and the oldman both earn the " Never scared award" !! 

Took me 3 years to get three cards with them. Ya'll slayed them in less than a year! Awesome!!!

Could ya'll use another son? I'll mow the lawn. lol

[Jnbmom]

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@Gmood1 wrote:

Congrat mom!! You and the oldman both earn the " Never scared award" !! 

Took me 3 years to get three cards with them. Ya'll slayed them in less than a year! 

Awww thank you, Oldman is some good company to be with 😊 Sure I can always take in one more😉

[CreditCuriosity]

Congrats enjoy the card with DH.. Currently working on the spend bonus unfortunately i did my holiday shopping prior to getting the card a few weeks back but still working on the spend bonus and ignorig my others cards.. So far alittle over 2k met and about 1800 left for a free 500.. I should be able to do it although dont have any real big bills coming although a small trip back to see family in january which will help out alittle might have to pre-pay some utils as I certainly wont be giving up $500