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NFCU Flagship Approval ~ 2nd card, 2 years post file bk!

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wantitgone
Contributor
‎04-27-2021 07:57 AM
‎04-27-2021 07:57 AM

NFCU Flagship Approval ~ 2nd card, 2 years post file bk!

I decided to pull the trigger on a 2nd NFCU card. I wasn't sure I'd be approved, but yay! I'm so thrilled!!! My biggest CL yet! They checked TU, I don't know what my current score is but most recents are in my sig.

 

Screen Shot 2021-04-27 at 10.53.07 AM.png

FICO 8 on 5/31/19 ~~ EQ: 608, TU: 545, EX: 585
BK 7 DC 7/9/19
FICO 8 on 01/31/2023 ~~ EQ: 693, TU: 677, EX: 678

NFCU CLOC $1,000

Apple Card 4,500
Williams Sonoma $1,250
NFCU CashRewards $2,500
NFCU Flagship $12,100
Navy Federal Platinum $25,000
PenFed Pathfinder $12,500
Kemba CU Platinum $3,500
Amazon Store Card (Synchrony) $1500
Paypal Credit $850
Capital One QS $2,000
Capital One Spark $2,000
Overstock Store Card $2,150

AAoA: EQ - 7y9mo, TU - 7y8mo, EX - 5yr7mo (as of 01/31/2023); INQ are 2 EQ, 6 TU, and 5 EX.

New Auto Loan with NFCU (May 2022): 32k for 3.49%/60 months

My DPs: as of January 2023, I am full-time employed, 55k/year, 2 federal consolidated loans plus 3 new student loans, had perfect payment history with 0 derogs until 90 day lates prior to filing BK in March 2019.
Message 1 of 22
21 REPLIES 21
M_Smart007
Legendary Contributor
‎04-27-2021 07:59 AM
‎04-27-2021 07:59 AM

Re: NFCU Flagship Approval ~ 2nd card, 2 years post file bk!

Congratulations on your NFCU Flagship approval!

Message 2 of 22
SPChaser
Valued Contributor
‎04-27-2021 08:15 AM
‎04-27-2021 08:15 AM

Re: NFCU Flagship Approval ~ 2nd card, 2 years post file bk!

Congrats on your Navy Flagship approval! 🥳

“Play the game, but don't believe in it“
Message 3 of 22
gdale6
Moderator Emeritus
‎04-27-2021 08:28 AM
‎04-27-2021 08:28 AM

Re: NFCU Flagship Approval ~ 2nd card, 2 years post file bk!

Nice,, grats on your second NFCU approval Smiley Happy

Message 4 of 22
AllZero
Mega Contributor
‎04-27-2021 08:36 AM
‎04-27-2021 08:36 AM

Re: NFCU Flagship Approval ~ 2nd card, 2 years post file bk!

Congratulations on your approval!
Message 5 of 22
CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎04-27-2021 08:59 AM
‎04-27-2021 08:59 AM

Re: NFCU Flagship Approval ~ 2nd card, 2 years post file bk!

Congratulations on your NFCU Flagship approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (January 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 22
gingerflower
Senior Contributor
‎04-27-2021 09:28 AM
‎04-27-2021 09:28 AM

Re: NFCU Flagship Approval ~ 2nd card, 2 years post file bk!

Congratulations nice SL!

Message 7 of 22
Sandman771
Valued Contributor
‎04-27-2021 09:39 AM
‎04-27-2021 09:39 AM

Re: NFCU Flagship Approval ~ 2nd card, 2 years post file bk!

Congratulations! Anyone find it were NFCU sometimes throws those random $100 multiples on the end of credit limits? I had one at one time that was $5200. I finally just asked them to round it to $5500 to keep my OCD in check

Starting Score: EQ497/TU496/EX 499
Currently: EQ 620 TU 654 EX 627
in the garden since 6/16/2021
Message 8 of 22
wantitgone
Contributor
‎04-27-2021 10:19 AM
‎04-27-2021 10:19 AM

Re: NFCU Flagship Approval ~ 2nd card, 2 years post file bk!

thanks everyone! Smiley Very Happy I've never had a CL this big, so it's pretty amazing to me!

 

@Sandman771  yes, the random $100 is weird to me too Smiley LOL 

FICO 8 on 5/31/19 ~~ EQ: 608, TU: 545, EX: 585
BK 7 DC 7/9/19
FICO 8 on 01/31/2023 ~~ EQ: 693, TU: 677, EX: 678

NFCU CLOC $1,000

Apple Card 4,500
Williams Sonoma $1,250
NFCU CashRewards $2,500
NFCU Flagship $12,100
Navy Federal Platinum $25,000
PenFed Pathfinder $12,500
Kemba CU Platinum $3,500
Amazon Store Card (Synchrony) $1500
Paypal Credit $850
Capital One QS $2,000
Capital One Spark $2,000
Overstock Store Card $2,150

AAoA: EQ - 7y9mo, TU - 7y8mo, EX - 5yr7mo (as of 01/31/2023); INQ are 2 EQ, 6 TU, and 5 EX.

New Auto Loan with NFCU (May 2022): 32k for 3.49%/60 months

My DPs: as of January 2023, I am full-time employed, 55k/year, 2 federal consolidated loans plus 3 new student loans, had perfect payment history with 0 derogs until 90 day lates prior to filing BK in March 2019.
Message 9 of 22
coreyb80
Super Contributor
‎04-27-2021 10:38 AM
‎04-27-2021 10:38 AM

Re: NFCU Flagship Approval ~ 2nd card, 2 years post file bk!

Congrats on the nice approval!

Message 10 of 22
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