NFCU Flagship Approval as first card

[alextercero]

Congrats on the approval

[CreditMagic7]

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@NoMoreDebt wrote:

Well I finally rolled the dice as i was feeling confident. Consensus seems mostly that this is a 2nd card and they deny many on the first try. Ive only had my accounts with them for 6 months. Just recently as in 3 weeks ago started  putting our direct deposits to them. I changed from the regular checking to the Flagship checking and also opened up 2 Certificates. 2 weeks ago also got approved for a used auto loan for $44k. They actually countered with $10k more than requested on that.

Didn't really care for starting with their other cards as I have most of what they would offer wrapped up with Amex. Got approved for a $30k SL at 14.74% the lowest limit.  Have a lot of spend coming up so meeting the $4k in 90 days for the SUB will be a breeze plus

I can use amazon prime for some of it as well. I'm loving the Navy relationship, wish I would have joined and switched sooner.

ETA: is it to late to request express delivery? I see in the email they sent confirming the approval it takes 7 to 10 business days unless I requested express delivery. I didn't see an option for that. Is this something i can call them this morning about and have done?

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I assume you got your Flagship Card by now?

I recently put in for a replacement card with one of my NFCU accounts with them.

They FedEx the package in about 5 days.

[NoMoreDebt]

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@CreditMagic7 wrote:

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@NoMoreDebt wrote:

Well I finally rolled the dice as i was feeling confident. Consensus seems mostly that this is a 2nd card and they deny many on the first try. Ive only had my accounts with them for 6 months. Just recently as in 3 weeks ago started  putting our direct deposits to them. I changed from the regular checking to the Flagship checking and also opened up 2 Certificates. 2 weeks ago also got approved for a used auto loan for $44k. They actually countered with $10k more than requested on that.

Didn't really care for starting with their other cards as I have most of what they would offer wrapped up with Amex. Got approved for a $30k SL at 14.74% the lowest limit.  Have a lot of spend coming up so meeting the $4k in 90 days for the SUB will be a breeze plus

I can use amazon prime for some of it as well. I'm loving the Navy relationship, wish I would have joined and switched sooner.

ETA: is it to late to request express delivery? I see in the email they sent confirming the approval it takes 7 to 10 business days unless I requested express delivery. I didn't see an option for that. Is this something i can call them this morning about and have done?

---

I assume you got your Flagship Card by now?

I recently put in for a replacement card with one of my NFCU accounts with them.

They FedEx the package in about 5 days.

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They said FedEx in about 2 to 3 days. I assume maybe because of the weekend and I just got my approval Friday morning. I did however already get the card info so we could start using it before the actual card arrives which was nice.

[Ontherise2020]

Congrats on your card approval

[Aim_High]

Congrats on an awesome NFCU Flagship Rewards approval, @NoMoreDebt!

[ForwardLooking]

Congrats!!!  I love my Flagship card with them and use it as my daily driver.

[CreditAggie]

Congratulations on your NFCU Flagship approval!