Congrats on your approval and very nice SL !!!
@Steve891,
Super Congrats on the approval!!
Quick question...are the 6 CO's and Collections still showing on your report? If so it's even more amazing NFCU approved you. #encouraging
@Anonymous wrote:
That’s HUGE! Congratulations on that approval. That darn NFCU strikes again, eh? I can only imagine what you’ll get once all your baddies fall off.
Sorry to be the noob, but what is 91/3 exactly?
91/3 is basically the 91st day after you are approved for a card and you have received your third billing statement. Both must be true about 98% of the time before you can apply for a CLI on the card. If you have a clean profile and/or good income, you might get a CLI without the third statement if the FICO score has been reported by Navy. It is also a rule for being approved for your next card (although getting a third card after 91/3 with the second is a rare exception).
Having said that, it appears that 6 months is becoming the norm for the first and any subsequent CLIs based on what's being reported in the big Navy Federal thread in the Credit Card Applications area.
No credit news is good credit news!