Re: NFCU Flagship Rewards and AmExp Business Gold

Binbinimiwi · ‎07-15-2023

I haven't been on here in a REALLY long time! I've been staying away to keep from applying for credit cards (it worked! ) and also just being busy with life. So, hello all and Happy Summer of 2023; I hope everyone is having a lovely one!

Today I hit two banks up to further my card goals and it was "Winner Winner Chicken Dinner" for both apps!

**NFCU Flagship Rewards = SL: $25K / They pulled TU / Score: TU F8 719

**Approved for the AmEx Business Gold = SL: NPSL / EX softpull / Score: EX F8 724 / Provided 3 mo's of bank statements, IRS EIN Letter, and State registration docs for business

**Last application was for the CSP at the beginning of Dec. in 2022. I wanted to get the Ink this time around, but I was locked out of Chase after I applied for the CSP due to 5/24.

It's been a long time since I've applied for something, so I'm thrilled with these two successes. Slow and steady wins the race!

>>
FICO8 Scores as of JAN 2021:

FICO8 Scores as of JULY 2023:

FICO9 Scores as of July 2023:

baronetheanvil · ‎07-16-2023

Congrats!

NoMoreDebt · ‎07-16-2023

congrats on the approvals

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

KingRue8500 · ‎07-16-2023

Congrats on your NFCU Flagship Rewards & AMEX Business Gold approvals

CreditAggie · ‎07-16-2023

Congratulations on your approvals!

Current Cards (in order of approval):

Current FICO 8 | 9 (January 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

JoeRockhead · ‎07-16-2023

Very nice SL on the Flagship, and both great approvals, congratulations!

CreditMagic7 · ‎07-16-2023

Congratulations on the high SL NFCU Flagship Rewards plus your AmEx Business Gold Card approvals!!

BigBS · ‎07-16-2023

Congrats on the approvals!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

alextercero · ‎07-16-2023

Congrats on the approvals

Current Credit Cards

NFCU More Rewards | CL $4500 | APR 15.40% | 08/2021

Capital One Quicksilver One | CL $6600 | APR 31.74% | 09/2021

Capital One Quicksilver | CL $5500 | APR 31.74% | 02/2022

NFCU Cash Rewards | CL $4500 | APR 15.40% | 06/2022

Goldman Sack Apple Card | CL $6400 | APR 23.74% | 02/2024

NFCU Go Rewards | CL $33000 | APR 13.74% | 03/2024

CITI Bank Custom Cash | CL $3900 | APR 29.74% | 08/2024

Discover it | CL $3000 | APR 29.74% | 11/2024

CITI Bank Rewards+ | CL $5200 | APR 29.74% | 12/2024

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)

Credit Age:

Inquiries:

SUPERSQUID · ‎07-17-2023

CONGRATS !!!!! NICE SL

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017

NFCU Flagship Rewards and AmExp Business Gold

Get your FICO® Score for free

NFCU Flagship Rewards and AmExp Business Gold