Omg, I'm ecstatic right now!! Long time lurker/reader on the forum. I have read on the forum that they are very generous w/ their second card, but no way in the world I expected them to give me this much. Honestly, I was just hoping to get approved for maybe $500 - $1000 SL, and I would be grateful. However, they blew me out of the water. I applied for Go Rewards card and was instantly approved for 15K SL, and 16.49% APR. I called in and requested expedite overnight delivery for $12 that will be charged to the card.
This is the second card I applied for. My first/current card is a Secured card w/ $1000 limit that still haven't graduated (I asked the rep while I was on the phone, and she told me they will review my card at 6th month). My 5th statement just generated yesterday 3.18.20. My fico score 9 on their site is 667, but they pulled TU report for this card, and according to WalletHub, my score is 680.
I spent about $800 - $1200 each month on the card. I don't have a checking w/ them, just the share saving account (opened November 2019). I have chapter 7 BK on my file since April 2014, and I also have a few 90+ lates. I have credit one CC 750 limit. Indigo 300 limit (both which i'm planning to cancel in a month). Secured Capital One 351 limit, local CU secured card 300 limit, 76 gas card 1480 limit. And only 3 credit inquiries on file. Oh, and my annual income on the application is 81,500.
I just want to say thank you so much to everyone who contributed to the forum. Without you guys, I wouldn't have known about NFCU, and wouldn't dare to apply for a second card while carrying their secured card.
Congratulations on your approval!
@pt91978 wrote:Omg, I'm ecstatic right now!! Long time lurker/reader on the forum. I have read on the forum that they are very generous w/ their second card, but no way in the world I expected them to give me this much. Honestly, I was just hoping to get approved for maybe $500 - $1000 SL, and I would be thankful. However, they blew me out of my mind. I applied for Go Rewards card and was instantly approved for 15K CL, and 16.49% APR. I called in and requested expedite overnight delivery for $12 that will be charged to the card.
This is the second card I applied for. My first/current card is a Secured card w/ $1000 limit that still haven't graduated (I asked the rep while I was on the phone, and she told me they will review my card at 6th month). My 5th statement just generated yesterday 3.18.20. My fico score 9 on their site is 667, but they pulled TU report for this card, and according to WalletHub, my score is 680.
I spent about $800 - $1200 each month on the card. I don't have a checking w/ them, just the share saving account (opened November 2019). I have chapter 7 BK on my file since April 2014, and I also have a few 90+ lates. I have credit one CC 750 limit. Indigo 300 limit (both which i'm planning to cancel in a month). Secured Capital One 351 limit, local CU secured card 300 limit, 76 gas card 1480 limit. And only 3 credit inquiries on file. Oh, and my annual income on the application is 81,500.
I just want to say thank you so much to everyone who contributed to the forum. Without you guys, I wouldn't have known about NFCU, and wouldn't dare to apply for a second card while carrying their secured card.
Congratulations!
