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I've had this NFCU Go Rewards for about 1.5 years, originally started with a $4k limit then increased to $5k after my first CLI then I recon for $5.5 then was approved. Today I was surprised to see that I was given an auto-cli to $7k. I was wondering if I should risk a hard pull to maybe dip into a bigger CLI or should I recon this auto-cli? I think they gave this auto CLI to me because I just recently traded in a vehicle that was financed by NFCU that was around $26k and financed through another lender which ended up clearing that $26k from internal loan limit with NFCU because before I would go for a CLI and they would tell me I am at my maxed unsecured loan limit.
Normally folks ask for a CLI and 2nd card after 91 days of the account being open and after the 3rd statement cuts. It all depends on what you want as far as asking for another CLI. Is the go rewards your only card?
I also got the GoRewards as my first NFCU card. Initial SL $3600. At 90days/3statements I asked for a CLI and got the card increased to $9600. I took a second cobranded AMX card with them for $15,000. Very happy. Both the CLI and the second card where seperate Hp's. Well worth it.
I am now in the garden and waiting for Feb and my GoWards as well as Apr and my NFCU AMX to to be one year old before I seek a CLI.