When I applied for my CLOC it was approve instantly for 15k, my wifes went to review but was approved within about 24 hours. If they approved you for a card with that high of a limit I am sure you'll be fine. CLOC is great to have. We had to pay some taxes this year. It was great to have the CLOC to do that without draining our savings. Interest isn't terrible so it is nice to have for unplanned situations and of course it provides overdraft protection without any fees.
AU:
