People get it all the time. I just got it on my cash rewards. It's the same as Discover, that's all their comfortable lending you at that point in time.
My internal limit is 50k
Congrats on your approval!!
Hello,
Their current limits are 80k across all cc's for the primary cardholder(3 max). CLOC's fall under a category even though they are unsecured. Their max has been decreased and I doubt you will be able to get an increase.
Not what you were shooting for but still nice!
AU
YOU...
CONGRATS on the AWESOME NFCU Rewards CLI, the APR reduction and Thank You for your Service!
@SSgtUSMC wrote:All,
I wanted to see if anyone has faced something similar as I recently did. I requested a CL increase on my NFCU Rewards card to $25k from $15,300 and was increased to $22,000k. A letter I received stated that "You've reached Navy Federal's maximum unsecured credit limit". Has anyone received something similar? I am asking because I also wanted to ask for an increase on my LOC to $15,000 (currently at $10,000).
The other silver lining is that I inquired about an APR reduction and it was granted to the lowest available on that card.
I do plan to plan to seek another bank/institution but am currently buying a home (due to be completed in Nov) so am unsure if that affects it as well (VA Loan through NFCU too)
NFCU Rewards: CL $22,000
- Requested increase on 9/'19 to $25,000 from $15,300
- Last increased on 12/'18 from $13,300
- APR reduced from 14.9% to 10.9%
NFCU AMEX: CL $25,000
- Opened 4/'19
NFCU LOC: $10,000
- Increased on 4/'19 from $6,000
Congrats on your cli. Thanks for posting. I've tried 3 time to increase my limits with them and got the same notice each time. It's nice to finally know why, thanks . I have the following:
Visa Platinum 50k
Mastercard Platinum 20k
Cash Rewards 7k
LOC 15k
(Formerly known as: Credit is my hobby/TCL objective)
Yeah you can only get 3k more on the cc. Cloc can't be increased under any circumstances.