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NFCU PLAT CLI #2

tag
SG43
Regular Contributor

NFCU PLAT CLI #2

Submitted CLI yesterday 1/17/22. Branches closed for MLK Day.

Statement cut on 1/6/22.

Approved before 7 am 1/18/22.

Current NFCU Relationship

Member Since 06 (Closed account 08, reopened 19, still shows member since 06)

NFCU Flagship VS 39.1k 9.99% Util 0

NFCU Plat MC 37k 5.99% Util 0

total exposure just revolvers 76,100. 3900 to max out!

NFCU New Car 2.1% 50k  60m 33k Left

1 BS CD less than 2500$

Share savings less than 2500$

Flagship Chk sees about 125k a year of DD.

fico 8's all 3 790-810

4 current inq's total, 2 most recent in Dec for ink unlimited

Newest personal account is... this platinum I think which would be about 15m old

total limits ~150k personal

~50k business hidden

util total <1%
no derogs

ask for any other dp's- I don't mind.

 

 

summary of previous cli's and dp's here:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFCU-Flagship-VS-3rd-CLI/td-p/6446857 
11-23-2021 06:10 AM

NFCU Flagship VS 3rd CLI starting limit 23.1k, 9.99% First cli 90 days 3rd statement 23.1k-27.1k second 180 days/ 6 statements 27.1k-31.1k. third 180 days/ 6 statements 31.1k-39.1k total current exposure 68.1k second card, plat 25k SL at 5.99% hit 3rd statement and bumped to 29k. this will hit 180/6 in January and get another boost to 37

7A4BB6FF-AEE5-446B-BDBE-2E8B83511BDE.jpeg

 



Open Installments - Nfcu Auto (51% Left)
Closed Installments - Cap 1 Auto, Chase Auto, Prosperity Bank Secured
Closed Revolvers - Nfcu Plat V, NFCU Plat MC, Citi Simp, Citi DC, Citi DP, Cap1 Plat, Cap1 V1, Chase FU, First Premier, Capital1 Quicksilver, BBVA/PNC Points, Apple Card GS, Discover IT
Closed Busi - Amex BBC & BBP (Chopping block: Amex Prime, Sapphire Reserve [pyb changes])
Message 1 of 11
10 REPLIES 10
CreditMagic7
Mega Contributor

Re: NFCU PLAT CLI #2

Really nice breakdown of details. Thanks, should prove helpful for clients of Navy Cards here etc.

 

Congratulations to you on the Platinum CLI! 

Message 2 of 11
coreyb80
Super Contributor

Re: NFCU PLAT CLI #2

Congrats on the nice bump!

Message 3 of 11
Reviewers
Established Contributor

Re: NFCU PLAT CLI #2

Congratulations on your NFCU PLAT CLI!

Message 4 of 11
gdale6
Moderator Emeritus

Re: NFCU PLAT CLI #2

Nice, grats on your move up Smiley Happy

Message 5 of 11
cashorcharge
Community Leader
Super Contributor

Re: NFCU PLAT CLI #2

That's terrific!!  Congratulations on your NFCU CLI Approval!! 🎉🥂👏

Message 6 of 11
Financially_Disciplined
Established Member

Re: NFCU PLAT CLI #2

Congratulations on your approval !! 

Message 7 of 11
CreditAggie
Community Leader
Super Contributor

Re: NFCU PLAT CLI #2

Congratulations on your NFCU CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 11
M_Smart007
Legendary Contributor

Re: NFCU PLAT CLI #2

Grats on the NavyHeart

Message 9 of 11
sugarcreek67
Frequent Contributor

Re: NFCU PLAT CLI #2

Congrats on your CLI


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 10 of 11
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