PENFED Power Cash Approved $2500

FireMedic1 · ‎01-18-2022

Took the plunge for the new year. Seen all the talk about PENFED and BK'ers getting in. So I joined and put $50 into savings after thawing EQ. Why not apply and pulled the trigger. Freeze goes back tomorrow. Approved for $2500. Not the highest but I know things are better than right outa BK with a 17.9% APR. Now thats nice. And I've known they are a great credit union from all the talk on here. So not to shabby if I say so. I'll take it. What a 6 yr 5 month ride its been.

BK Free Aug25

CreditMagic7 · ‎01-18-2022

Way to go @FireMedic1 - Well deserved approval for you and Congratulations!

You assist so many in climbing toward a more productive future and it's nice to see your own profile improvements build up.

FireMedic1 · ‎01-18-2022

Thanks @CreditMagic7 . Been a wild ride! Thanks for the kudos helping others. Thats why we all stay and pass it on!

BK Free Aug25

cashorcharge · ‎01-18-2022

That's terrific!! Congratulations on your PenFed PCR Approval!! 🎉🥂👏

gdale6 · ‎01-18-2022

Grats on your PCR approval

MileHigh96 · ‎01-18-2022

That's awesome! Congrats on your PenFed approval!

BK7 discharged - 06JUL2021
Loans:

Revolving Accounts (in the order they were opened):

Ally Everyday Cash Back Mastercard (converted from Ollo Platinum Rewards Mastercard) $5700 CL (opened 7/21/21)

Mercury Mastercard $5060 CL (opened 7/23/21)

Upgrade Triple Cash Rewards Visa Card $17,500 LOC (opened 8/4/21)

PenFed Pathfinder Rewards $6000 CL (opened 11/9/21)

Dell Pay Credit (converted from Dell Financial Services account) $8500 CL (opened 12/6/21)

Capital One Kohls Visa (converted from Kohls store card) $4050 CL (opened 12/13/21)

Upgrade Cash Rewards Visa Card $7,000 LOC (opened 3/17/22)

Capital One Quicksilver MC (PC'd from a Platinum card) $3200 CL (opened 5/6/22)

Capital One Savor One MC $5000 CL (opened 10/20/22)

Merrick Bank Double Your Line MC $2500 CL (opened 11/1/22)

NFCU cashRewards Plus $36000 CL (opened 3/17/23)

Affinity FCU Pure Rewards Visa $1500 CL (opened 5/18/23)

Bread Cashback AmEx $16500 CL (opened 5/23/23)

Canvas Select MC $3000 CL (opened 5/25/23)

NFCU Go Rewards Visa $27000 CL (opened 6/16/23)

Petco Pay Mastercard $5100 CL (opened 6/29/23)

Barclays GM Rewards Mastercard (converted from GS My GM Rewards Card Mastercard) $5500 CL (opened 8/1/23)

Denver Broncos Extra Point Visa $12500 CL (opened 12/8/23)

NFCU More Rewards AmEx $17000 CL (opened 2/8/24)

Ally Unlimited Cash Back Mastercard $3000 CL (opened 4/3/24)

Service Credit Union Everyday Visa $2500 CL (opened 8/19/24)

BECU Cash Back Visa $16000 CL (opened 8/21/24)

Best Buy Platinum Visa $4000 CL (opened 10/17/25)

Liberty FCU Platinum Credit Rewards Mastercard $12000 CL (opened 11/5/25)

Capital One T-Mobile Visa $16000 CL (opened 11/7/25)

Lands' End Visa $6800 CL (opened 11/13/25)

Associated Bank Max Cash Preferred Visa $500 CL (opened 11/17/25)

Affinity FCU Cash Rewards Visa $7500 CL (opened 11/18/25)

Williams Sonoma Signature Visa $7500 CL (opened 06/12/26)

AmEx Blue Cash Everyday Card $5000 CL (opened 07/15/26)

Closed accounts:

Mission Lane Visa - first starter card after discharge (opened 7/7/21 - closed 4/1/23)

Capital One Quicksilver MC (downgraded from a Walmart Rewards MC and transfered CL to older QS card) (opened 11/4/22 - closed 04/09/25)

Best Egg Visa (opened 05/17/22 - closed 04/14/25)

2/6, 8/12, 10/24 new accounts
TCL: $239.4K

Reviewers · ‎01-18-2022

Congratulations on your PENFED Power Cash $2.5k CL @FireMedic1 I've heard many good things looking to get one myself after I get my new car.

coreyb80 · ‎01-18-2022

Congrats on the great approval!!

SUPERSQUID · ‎01-18-2022

@FireMedic1 wrote:
Took the plunge for the new year. Seen all the talk about PENFED and BK'ers getting in. So I joined and put $50 into savings after thawing EQ. Why not apply and pulled the trigger. Freeze goes back tomorrow. Approved for $2500. Not the highest but I know things are better than right outa BK with a 17.9% APR. Now thats nice. And I've known they are a great credit union from all the talk on here. So not to shabby if I say so. I'll take it. What a 6 yr 5 month ride its been.

CONGRATS !!!!!

All us bkers riding the penfed pcr wave