@Anonymous wrote:
I'm not sure how it affects buying a house because I havent bought one yet. I'm not planning on buying for another 1-2 years so I can't personally speak for that but if opening the new card now doesn't affect your plans to buy a house then I say GO FOR IT! Getting the card now will def help him and his credit in the long run and there is no need to wait (unless it messes up the house buying) Also after you get your approval for the credit card either now or down the road if you have a checking open I would also apply for the LOC!
The preselected offer are as good as a approval (that's what I was told by the one and only CreditAddict) I got the preselected offer and then it went away (very quickly as soon as I logged out and back in it was gone) so I was scared to apply but was told that's normal with navy and if I called they would be able to tell me all of my offers if I didn't want to wait.) everyone also told me it was good as being approved so I just applied and of course was approved and for a lot!! Soo I would go for it as long as it doesn't mess anything up with buying the house. Your DH is good to go!
Thanks again Queen for your imput 
Does anyone else have any thoughts on the new credit / home buying game?
I would tell my hubby to go for it -- but I am sure he will say he doesn't want another card --- even tho I explained to him we can dump creditone and premier if he does....
I checked NFCU again and still nothing....
Sleeping with my fingers crossed tonight!
@juggalo9er wrote:it can affect dti.....
As far as making it better?
The only "debt" thats counted is the balance right? or the min payment? Either way - we would be okay with one more card -- especially from NFCU which hopefully would be a good CL...
If I'm wrong, someone feel free to chime in and educate me!