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After my BoA 10+ year graduation, I was feeling a little lucky. I opened a NFCU checking/savings/money market account back around christmas. I tried applying back then for a few of their unsecured credit cards and basically got a generic you have no relationship with us kind of response. I applied for and was approved for a secured credit card back in January with $200 limit. I really haven't put much spend through it, I maybe put through $100 a couple times and paid it off before the end of the cycle. A month or two ago transferred $5,000 into my money market account with them and let it sit. And now I have AZEO - 1% utilization and BofA likes me today so I figured lets try navy, I haven't gotten any communcation (cl increase or otherwise) after 91 days about my secured account.
I just apped for the platinum, because I like the idea of no annual fee and low(er) interest (all my interest rates suck, my navy secured card is the lowest by far at 18%). Well not any more, BAM instant approval $7,500 at 14.99 my highest limit of any visa/mastercard traditional credit card. I'd really like the flagship but already got denied once for that or the cashrewards (i'm hoping my secured graduates and converts to eventually). Now I'm off to the garden, at least for 91+ days until I can (hopefully) get another navy card.
You guys are the best, I couldn't have done it without you!
Congratulations on your NFCU Platinum approval!
@toddc, Mark your calendar for (1) year from todays approval,
call in or send a secure message and request a APR reduction.
Congratulations on your NFCU Platinum approval!
Congrats on the new NFCU Platinum Card approval!
@M_Smart007 wrote:@toddc, Mark your calendar for (1) year from todays approval,
call in or send a secure message and request a APR reduction.
Definitely will do thank you for the advice! They're always so nice when you call customer service. I just called and asked for overnight delivery (because it took forever for my secured card 15+ days) and they said sure no problem. I mean I have to pay $10 but they said I should have the card tomorrow (we'll see, fingers crossed).
Grats on your Navy platinum approval, nice SL ![]()
Awesome work! Welcome to the NFCU family. ![]()
Congrats on your approval!!!