@jaebsf wrote:I have been reading others posts about thier successes with NFCU. I've taken particular note of the generous credit lines granted for thier credit card products. So on the basis of my late father having been a retired naval officer I opened a savings account and applied for thier Platinum MC. Was approved for a 32K CL. Very impressive considering the relationship with them was literally mintues old when I applied. And the member service rep was great. I'm very impressed and grateful to this forum for the info that led to the decision to join and apply.
Credit History Summary(for those interested):
AAoA: 8 yr
Oldest Account: 16 yrs
Utilization: 16%
FICO Scores: EQ 782 TU 767 EP 754
Go for the NavChek too. That'll give you an additional 15k
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
@jaebsf wrote:What is "NavChek"?
It's a checking line of credit. Overdraft protection which doesn't charge an overdraft fee. However, there is an interest charge which starts the day transaction post to account. My interest rate for NavChek is 15.9% which is same as my credit card. It's based on credit history.
- Checking Line of Credit
- Today's Payoff Amount
- Current Balance $0.00
- Credit Limit $15,000.00
- Available Credit $15,000.00
Congrats!
WOW!!! Nice limit
Awesome, congrats 
WOW!!! Congrats
Starting Score: 555