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NFCU Success !!

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Maddog_
Contributor

NFCU Success !!

NFCU is the REAL DEAL !

 

Well after lurking and reading many posts, I decided to join NFCU.  I called-in my member application on the phone during the memorial day weekend and received an email a few days later requesting identity documentation, which I promptly emailed.  Then, a few more days later, I had my membership and savings account.  I then registered for online access and decided to open a checking account.  I also immediately applied for the Signature Visa , which was approved for $10K and became visible online 48 hours later.  Then, I decided to apply for the CLOC, and  requested the max $15K limit.  I was conditionally approved within 48 hours, and then I received a phone request for a bank statement and Pay stubs.  I returned these immediately.  A week later the promissory note came in the mail.  I signed and faxed it in and 24 hours later the CLOC became visible online. So, a few weeks after becoming a member, and 3 HP's later, I am now enjoying new total CL's of $25K from NFCU, as advertised by so many others here, as well as the banking and credit services including Checking, Savings, Signature Visa and CLOC !!!  I'm going to check out their new vehicle financing programs when I return from the Garden next year.

 

Beats any commercial bank for sure !

 

Thanks All for the advice.

 

Note:  Use credit responsibly

Message 1 of 11
10 REPLIES 10
BigBS
Senior Contributor

Re: NFCU Success !!

Congrats on the approvals with NFCU!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 11
alvon123
Super Contributor

Re: NFCU Success !!

congrats


Message 3 of 11
gdale6
Moderator Emeritus

Re: NFCU Success !!

Congrats to your success Smiley Happy

Message 4 of 11
coldnmn
Mega Contributor

Re: NFCU Success !!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 11
pizza1
Community Leader
Super Contributor

Re: NFCU Success !!

Yay!!! NFCU is really awesome!! I mean take me for example..... 11 months post BK7 discharge, and they have extended me $33k in credit, and that's just since October 2013!!! Congrats!! Even though I struggled and got denied lots of times for cli, loc, and car loan, they eventually approved me for all of them! Patience is key! Be good to them and they will be good to you for sure!!Smiley Happy
Message 6 of 11
-Wade-
Valued Contributor

Re: NFCU Success !!


@Maddog_ wrote:

NFCU is the REAL DEAL !

 

Well after lurking and reading many posts, I decided to join NFCU.  I called-in my member application on the phone during the memorial day weekend and received an email a few days later requesting identity documentation, which I promptly emailed.  Then, a few more days later, I had my membership and savings account.  I then registered for online access and decided to open a checking account.  I also immediately applied for the Signature Visa , which was approved for $10K and became visible online 48 hours later.  Then, I decided to apply for the CLOC, and  requested the max $15K limit.  I was conditionally approved within 48 hours, and then I received a phone request for a bank statement and Pay stubs.  I returned these immediately.  A week later the promissory note came in the mail.  I signed and faxed it in and 24 hours later the CLOC became visible online. So, a few weeks after becoming a member, and 3 HP's later, I am now enjoying new total CL's of $25K from NFCU, as advertised by so many others here, as well as the banking and credit services including Checking, Savings, Signature Visa and CLOC !!!  I'm going to check out their new vehicle financing programs when I return from the Garden next year.

 

Beats any commercial bank for sure !

 

Thanks All for the advice.

 

Note:  Use credit responsibly


Congrats on your success Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 7 of 11
destine2grow
Frequent Contributor

Re: NFCU Success !!

Congrats! Bli have been considering open an account with NFCU I will most likely try at the beginning of next year.

Message 8 of 11
Kenny
Moderator Emeritus

Re: NFCU Success !!

Congratulations on your nice approvals! Smiley Happy
Message 9 of 11
Forte747
Regular Contributor

Re: NFCU Success !!


@Maddog_ wrote:

NFCU is the REAL DEAL !

 

Well after lurking and reading many posts, I decided to join NFCU.  I called-in my member application on the phone during the memorial day weekend and received an email a few days later requesting identity documentation, which I promptly emailed.  Then, a few more days later, I had my membership and savings account.  I then registered for online access and decided to open a checking account.  I also immediately applied for the Signature Visa , which was approved for $10K and became visible online 48 hours later.  Then, I decided to apply for the CLOC, and  requested the max $15K limit.  I was conditionally approved within 48 hours, and then I received a phone request for a bank statement and Pay stubs.  I returned these immediately.  A week later the promissory note came in the mail.  I signed and faxed it in and 24 hours later the CLOC became visible online. So, a few weeks after becoming a member, and 3 HP's later, I am now enjoying new total CL's of $25K from NFCU, as advertised by so many others here, as well as the banking and credit services including Checking, Savings, Signature Visa and CLOC !!!  I'm going to check out their new vehicle financing programs when I return from the Garden next year.

 

Beats any commercial bank for sure !

 

Thanks All for the advice.

 

Note:  Use credit responsibly


Congrats and you are absolutely right, Navy FCU is a Godsend.

EQ: 661, EXP: 667, TU: 682, FICO®
GOAL: 800s
IN MY WALLET: AMEX PRG: NPSL | NAVY goRewards VISA: $7K | NAVY CashRewards: $3K | Navchek: $15K | Cap1QuicksilverOne: $2K | Cap1 QuickSilverOne: $2K | Cap1 Spark Business: $1K | Discover IT: $1.4K | Harley Visa: $1.5K | Lowes: $3.9K | FingerHut: $3.5K | NASA Rewards Visa: $2K | Amazon: $1.4K | Barclay Apple Visa: $1.2 | Barclay Rewards: $1.5K | GM WM Elite: $1000 | Walmart SC: $4K | | Kohls: $300 |
Message 10 of 11
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