NFCU (Thank you Creditaddict)

[Anonymous]

I'm so excited! NFCU just approved me for membership. Does anyone know how INQ sensitive they are for their CCs and do they generally pull EQ for them? Also, how sensitive are they to quite a few new accounts showing on my CR?

[Anonymous]

I was approved last week. have several new accounts, yes they pull EQ and apparently they aren't very inquiry sensitive.
Congratulations on joining Navy!

[Anonymous]

Just approved last week too......not inquiry sensitive at all...I also had quite a few inquiries with all of my accounts being opened in April or afte of this year. Approved for my highest limit ever!! Go for it!!! And congrats!! U will be very happy!!

[Anomalous]

Ditto to the previous posts. Good luck! 

[darkfrosty]

They pulled transunion for my membership

[juggalo9er]

i had 17 inq, 29% utilization aaoa of 2.5 years with 59k income and was approved earlier this week for an 8.5k siggy cash rewards card

[Creditaddict]

WOW, to bad you can't get them to pull TU instead of EQ!

I would apply for the credit card and Navcheck (one of those might pull TU if your lucky!)

[Anonymous]

When I applied I had 14 INQs, about 13% Utilization, my AAOA was under 1 year (all of my accounts are from April or after of this year but I do have a old closed Kays card from 2004/2005 thats still reporting as closed with a 0 balance and no lates) and was approved for a $12.5K Cash I also had a couple of 6 year old baddies. Income is under 50K

[Anonymous]

Ok. So I bit the bullet and went ahead and applied for the Navy cash rewards card. You can see my EQ score in my siggy. Over 25 INQs (nearly half of those are from car shopping in July and the rest are from 14 new accounts opened since July) and 5 baddies all due to fall off by March 2015. INSTANT APPROVAL 6k!!!!! Took Creditaddict's advice and applied for Navcheck 15k after the approval of the card (see pic). I am pretty happy! I think I am falling in love with Navy already!

[Creditaddict]

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@Anonymous wrote:

Ok. So I bit the bullet and went ahead and applied for the Navy cash rewards card. You can see my EQ score in my siggy. Over 25 INQs (nearly half of those are from car shopping in July and the rest are from 14 new accounts opened since July) and 5 baddies all due to fall off by March 2015. INSTANT APPROVAL 6k!!!!! Took Creditaddict's advice and applied for Navcheck 15k after the approval of the card (see pic). I am pretty happy! I think I am falling in love with Navy already!

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Fantastic and congrats!