AAhhh! So excited! I just joined NFCU through my brother on Wednesday and decided to throw in an app for the cashRewards. I apped online yesterday and got the wait 24 hours message. Got an email 20 minutes ago that there was a message waiting for me, logged in - approved for $4200 at 15.65%.
Some of my data points:
BK7 discharged 10/2015 (I only just rediscovered this board after many years away, but I had opened a secured card with USAA and a few other lines previously, but wasn't doing things quite right)
TU: 628 | EQ: 639 | EX: 638 - all FICO
My current reported utilization on my other accounts is 75%, but I recently paid off most of that. It hasn't been updated on my CRs yet, so I kind of jumped the gun on this app and probably should have waited, but even so, very happy. I sent in a message to recon the SL based on that, so we'll see what they say. Either way, very excited to be part of the NFCU family!
I am SOOOO thankful I found this place. You are all amazing!
Congrats! Amazing starting limit!
