Re: NFCU cashRewards CLI - myFICO® Forums - 6695230

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Been almost 4 months since I opened this card and even though I just got another card from them last month, I figured since the CLI request is only a SP on the app, I decided to give it a try. My CL from the start was $12.5K and I asked for $20K. Wasn't an auto approval and said it had to go to review, so I figured it would be denied. Woke up the next morning and signed in and the limit had been increased to $18.5K! So, I guess I am happy that I asked for too much instead of not enough lol.

I am beyond happy with NFCU.

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BK7 discharged - 06JUL2021
Loans:

ENT Auto Loan Re-Affirmed

Revolving Accounts (in the order they were opened):

Ally Everyday Cash Back Mastercard (converted from Ollo Platinum Rewards Mastercard) $5700 CL (opened 7/21/21)

Mercury Mastercard $5060 CL (opened 7/23/21)

Upgrade Triple Cash Rewards Visa Card $17,500 LOC (opened 8/4/21)

PenFed Pathfinder Rewards $6000 CL (opened 11/9/21)

Dell Pay Credit (converted from Dell Financial Services account) $8500 CL (opened 12/6/21)

Capital One Kohls Visa (converted from Kohls store card) $4050 CL (opened 12/13/21)

Upgrade Cash Rewards Visa Card $7,000 LOC (opened 3/17/22)

Capital One Quicksilver MC (PC'd from a Platinum card) $3200 CL (opened 5/6/22)

Capital One Savor One MC $5000 CL (opened 10/20/22)

Merrick Bank Double Your Line MC $2500 CL (opened 11/1/22)

NFCU cashRewards Plus $36000 CL (opened 3/17/23)

Affinity FCU Pure Rewards Visa $1500 CL (opened 5/18/23)

Bread Cashback AmEx $16500 CL (opened 5/23/23)

Canvas Select MC $3000 CL (opened 5/25/23)

NFCU Go Rewards Visa $27000 CL (opened 6/16/23)

Petco Pay Mastercard $5100 CL (opened 6/29/23)

Barclays GM Rewards Mastercard (converted from GS My GM Rewards Card Mastercard) $5500 CL (opened 8/1/23)

Denver Broncos Extra Point Visa $12500 CL (opened 12/8/23)

NFCU More Rewards AmEx $17000 CL (opened 2/8/24)

Ally Unlimited Cash Back Mastercard $3000 CL (opened 4/3/24)

Service Credit Union Everyday Visa $2500 CL (opened 8/19/24)

BECU Cash Back Visa $16000 CL (opened 8/21/24)

Best Buy Platinum Visa $4000 CL (opened 10/17/25)

Liberty FCU Platinum Credit Rewards Mastercard $12000 CL (opened 11/5/25)

Capital One T-Mobile Visa $16000 CL (opened 11/7/25)

Lands' End Visa $6800 CL (opened 11/13/25)

Associated Bank Max Cash Preferred Visa $500 CL (opened 11/17/25)

Affinity FCU Cash Rewards Visa $7500 CL (opened 11/18/25)

Williams Sonoma Signature Visa $7500 CL (opened 06/12/26)

AmEx Blue Cash Everyday Card $5000 CL (opened 07/15/26)

Closed accounts:

Mission Lane Visa - first starter card after discharge (opened 7/7/21 - closed 4/1/23)

Capital One Quicksilver MC (downgraded from a Walmart Rewards MC and transfered CL to older QS card) (opened 11/4/22 - closed 04/09/25)

Best Egg Visa (opened 05/17/22 - closed 04/14/25)

2/6, 8/12, 10/24 new accounts
TCL: $239.4K

Message 1 of 9

8 REPLIES 8

Congrats on the NFCU CLI!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Message 2 of 9

CONGRATS !!!!!

Message 3 of 9

Very nice, congratulations!

Message 4 of 9

Congratulations on your NFCU CR Card Increase!

Message 5 of 9

Congrats on the increase!

Message 6 of 9

Congrats on your NFCU cashRewards CLI

Message 7 of 9

Make sure to mark your calendar for your next cli...congratulations 😉

Message 8 of 9

Congratulations on your NFCU cashRewards CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 9 of 9