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NFCU nRewards Approved

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K_J
Regular Contributor

NFCU nRewards Approved

Wow, Thanks to ShortLady, she posted that she was approved for NFCU nRewards and after getting information from her I decided to take a leap of faith. Well to my greatest surprise I am approved for the biggest CL ever. Is this for real?? Consumer Loan and Credit Card Application Message CenterNew Message from Navy Federal regarding application number XV8TEKWZ2RJE Purpose of Loan: nRewards Visa Date: 04/16/2012 Subject: The status of your new nRewards Visa credit card (XV8TEKWZ2RJE) is Approved. -------------------------------------------------------------------------------- Message: Congratulations! Based on your creditworthiness, you have been approved for a nRewards Visa credit card. Your new credit line will be $10,000.00. Your APR will be prime plus 14.24%. You should receive your new card(s) in 7-10 normal mail delivery days.

Starting Score: EQ: 532, EX: 569, TU: 621 (All lender pull 10/15/11)
Score: EQ: 660,lender pull 4/13, EX: 671 lender pull 4/13, TU: 691 lender pull (4/13)
, current Score (3/16/17) EQ: 724. Goal Score: 700


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Message 1 of 21
20 REPLIES 20
the_jan_b
Established Contributor

Re: NFCU nRewards Approved

Congrats! That's an awesome starting limit!
Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


Message 2 of 21
webhopper
Moderator Emeritus

Re: NFCU nRewards Approved


@K_J wrote:
Wow, Thanks to ShortLady, she posted that she was approved for NFCU nRewards and after getting information from her I decided to take a leap of faith. Well to my greatest surprise I am approved for the biggest CL ever. Is this for real?? Consumer Loan and Credit Card Application Message CenterNew Message from Navy Federal regarding application number XV8TEKWZ2RJE Purpose of Loan: nRewards Visa Date: 04/16/2012 Subject: The status of your new nRewards Visa credit card (XV8TEKWZ2RJE) is Approved. -------------------------------------------------------------------------------- Message: Congratulations! Based on your creditworthiness, you have been approved for a nRewards Visa credit card. Your new credit line will be $10,000.00. Your APR will be prime plus 14.24%. You should receive your new card(s) in 7-10 normal mail delivery days.

Very awesome!  Yes, its for real. they gave me a generous Starting Limit in March... 22k on cashRewards Visa

 

Congrats, and good job with NFCU

FICO 8:
Goal: Gardening!
Message 3 of 21
daveg38
Established Contributor

Re: NFCU nRewards Approved

Very nice, gratz.

 

Been sitting on my hands waiting for an answer since Friday....not gonna call and bug 'em, I will let then do their thing.

Ch7 Discharge: 5/14/2016 | Target RedCard $900 | Merrick DYL $500
Message 4 of 21
Anonymous
Not applicable

Re: NFCU nRewards Approved

Can you guys give me some insight on what they pulled? Is it TU or TU+EQ?

Message 5 of 21
Anonymous
Not applicable

Re: NFCU nRewards Approved

Oh, and a huge congrats to you both. 

Message 6 of 21
daveg38
Established Contributor

Re: NFCU nRewards Approved

EQ will be the pull 99.5% of the time unless there is something they are 'on the fence' about.

Ch7 Discharge: 5/14/2016 | Target RedCard $900 | Merrick DYL $500
Message 7 of 21
daveg38
Established Contributor

Re: NFCU nRewards Approved

Booo..lol

 

Got approved for $5000.00 - was hoping for a phatter line.

Ch7 Discharge: 5/14/2016 | Target RedCard $900 | Merrick DYL $500
Message 8 of 21
K_J
Regular Contributor

Re: NFCU nRewards Approved

Thanks Guys, it wasn't stressful, just called gave the lady my annual salary, address and she said" you will hear within 3-5 business days". 30 minutes later got an e-mail from them saying you've been approved. WOW.

Starting Score: EQ: 532, EX: 569, TU: 621 (All lender pull 10/15/11)
Score: EQ: 660,lender pull 4/13, EX: 671 lender pull 4/13, TU: 691 lender pull (4/13)
, current Score (3/16/17) EQ: 724. Goal Score: 700


Take the FICO Fitness Challenge
Message 9 of 21
Anonymous
Not applicable

Re: NFCU nRewards Approved

To my surprise I was approved recently too after reading some info on them on other credit boards. 6000 CL!! They pulled TU I'm pretty sure. It seems they are pretty easy to get. I couldn't even get a Walmart to approve me!! Imagine that :-)

Message 10 of 21
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