NFCU!

[Little_Lulu]

I wasn't supposed to be out of the garden until Oct/Nov but I couldn't help myself.

I apped for the NFCU Cash Rewards and got $8,500 instant approval. My highest limit now.

Then I got greedy...I was like on a roll... I couldn't control myself... apped for the NFCU Nrewards and got the 3-5 day message. Buzz kill. Hopefully it's just because I apped back to back and they'll say yes.

Edit: They pulled Transunion for my membership and my credit cards. I was expecting them to pull Equifax.

My fico credit score (from Discover) is 620 on Transunion. Transunion has 11 student loans (all paid on times, no baddies), 7 credit cards (all opened in March), 1 6 year old collection for $100ish. Utlization 35%. AAOA 2 years.

[Kenny]

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@Little_Lulu wrote:

I wasn't supposed to be out of the garden until Oct/Nov but I couldn't help myself.

I apped for the NFCU Cash Rewards and got $8,500 instant approval. My highest limit now.

Then I got greedy...I was like on a roll... I couldn't control myself... apped for the NFCU Nrewards and got the 3-5 day message. Buzz kill. Hopefully it's just because I apped back to back and they'll say yes.

I'm not sure my credit score but I  have 11 student loan tradelines on Equifax. 7 cc's all opened in March (2 of which are AU accounts). 2 student loan collections that are currently in dispute. My highest limit previously was $3,000 from Sportsman's guide. Utilization - 35% (taking advantage of no interest promo). AAOA 2 years.

My fico credit score (from Discover) is 620 on Transunion. Transunion has 11 student loans (all paid on times, no baddies), 7 credit cards, 1 6 year old collection for $100ish.

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Congratulations on your approval! Thanks for sharing.

[coldnmn]

Congrats! Thanks for sharing.

[Anonymous]

Congrats!

[alvon123]

congrats

[Anonymous]

Congrats! Yeah I got one of NFCU CC yesterday and I was expecting EQ pull because of everthing I read here and I too got a TU Pull.

[MissMoni223]

CONGRATS on such a great starting CL!!!

[Creditaddict]

when you join navy you should apply for 1 credit card and the checking line of credit (known around here as NavCheck but not called that anymore with Navy) asking for $15k on navcheck.

I would still do that if I was you.

Also if you really do want the 2nd credit card, send a secure message online asking them to take $1k or more from your other credit card to open the 2nd account. (via secure message only!)

[Slim1Der]

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@Little_Lulu wrote:

I wasn't supposed to be out of the garden until Oct/Nov but I couldn't help myself.

I apped for the NFCU Cash Rewards and got $8,500 instant approval. My highest limit now.

Then I got greedy...I was like on a roll... I couldn't control myself... apped for the NFCU Nrewards and got the 3-5 day message. Buzz kill. Hopefully it's just because I apped back to back and they'll say yes.

Edit: They pulled Transunion for my membership and my credit cards. I was expecting them to pull Equifax.

My fico credit score (from Discover) is 620 on Transunion. Transunion has 11 student loans (all paid on times, no baddies), 7 credit cards (all opened in March), 1 6 year old collection for $100ish. Utlization 35%. AAOA 2 years.

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Good job and congrats! They also pulled TU for my membership and credit cards. They pulled EQ for the CLOC. I would take CerditAddict's advice. 

[Glkslngr]

Congrats on the approval. Hopefully you will get the other card as well!