NFCU!

[Anonymous]

I signed up for NFCU about a year ago when I was presented the opportunity. I never thought anything of the account until I found this forum a few months ago. After reading about the approvals and limits I finally decided to apply today (via the app) and BOOM!

Instant approval for $25k @10.99. I shorted my income just to be on the safe side and after seeing the approval I instantly  felt like I might've left "money on the table".

Either way, this is my highest initial SL since starting on my credit rebuilding journey 1.5 years ago. HNY!

*Edit* I went with the GO REWARDS for the 3-2-1 Rewards and 12 mnth 0% balance transfer with no fee.

[Anonymous]

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@Anonymous wrote:

I signed up for NFCU about a year ago when I was presented the opportunity. I never thought anything of the account until I found this forum a few months ago. After reading about the approvals and limits I finally decided to apply today (via the app) and BOOM!

@Instant approval for $25k @Anonymous.99. I shorted my income just to be on the safe side and after seeing the approval I instantly  felt like I might've left "money on the table".

Either way, this is my highest initial SL since starting on my credit rebuilding journey 1.5 years ago. HNY!

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Congrats.  Great limit and rate.  Make sure you apply for the PLOC as well.  Ask for $15K

[Creditaddict]

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@Anonymous wrote:

I signed up for NFCU about a year ago when I was presented the opportunity. I never thought anything of the account until I found this forum a few months ago. After reading about the approvals and limits I finally decided to apply today (via the app) and BOOM!

@Instant approval for $25k @Anonymous.99. I shorted my income just to be on the safe side and after seeing the approval I instantly  felt like I might've left "money on the table".

Either way, this is my highest initial SL since starting on my credit rebuilding journey 1.5 years ago. HNY!

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$25k is most computer can decide but based on that approval I would send a secure message with 2 recent paystubs and ask for the full $50k and let them counter.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

I signed up for NFCU about a year ago when I was presented the opportunity. I never thought anything of the account until I found this forum a few months ago. After reading about the approvals and limits I finally decided to apply today (via the app) and BOOM!

@Instant approval for $25k @Anonymous.99. I shorted my income just to be on the safe side and after seeing the approval I instantly  felt like I might've left "money on the table".

Either way, this is my highest initial SL since starting on my credit rebuilding journey 1.5 years ago. HNY!

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Congrats.  Great limit and rate.  Make sure you apply for the PLOC as well.  Ask for $15K

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Thank you. I was contemplating applying for that, what are the benefits of the PLOC, and do you know id it will be another HP?

[Creditaddict]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

I signed up for NFCU about a year ago when I was presented the opportunity. I never thought anything of the account until I found this forum a few months ago. After reading about the approvals and limits I finally decided to apply today (via the app) and BOOM!

@Instant approval for $25k @Anonymous.99. I shorted my income just to be on the safe side and after seeing the approval I instantly  felt like I might've left "money on the table".

Either way, this is my highest initial SL since starting on my credit rebuilding journey 1.5 years ago. HNY!

---

Congrats.  Great limit and rate.  Make sure you apply for the PLOC as well.  Ask for $15K

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Thank you. I was contemplating applying for that, what are the benefits of the PLOC, and do you know id it will be another HP?

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Navy loves to give that out with a credit card.

Yes it will be another HP

[Anonymous]

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@Creditaddict wrote:

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@Anonymous wrote:

I signed up for NFCU about a year ago when I was presented the opportunity. I never thought anything of the account until I found this forum a few months ago. After reading about the approvals and limits I finally decided to apply today (via the app) and BOOM!

@Instant approval for $25k @Anonymous.99. I shorted my income just to be on the safe side and after seeing the approval I instantly  felt like I might've left "money on the table".

Either way, this is my highest initial SL since starting on my credit rebuilding journey 1.5 years ago. HNY!

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$25k is most computer can decide but based on that approval I would send a secure message with 2 recent paystubs and ask for the full $50k and let them counter.

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Thanks for the tip, I'll try it. How would you suggest I word that. (I've have no exp in asking for a CLI other than a LUV button).

[Creditaddict]

Just say you were hoping for a higher cl and could you reconsider for $50k and attached are 2 recent pay stubs

[Anonymous]

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@Creditaddict wrote:
Just say you were hoping for a higher cl and could you reconsider for $50k and attached are 2 recent pay stubs

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Got it. I'll let you know how it goes...

[Anonymous]

congrats

[Anonymous]

Congratulations on the humongous starting credit limit!! Lt u know the outcome if you decide to request the full 50k limit.