NavCheck Approved!!

CreditJunkie917 · ‎12-20-2013

So CreditAddict is on here always rooting for everyone to go for the full $15K NavCheck. Well thank you for the little push, cause I went for it and got the confirmation today. I was approved for the full $15K!!! So during this entire year, I've gone from rebuilding to gaining $37K+ worth of credit in one year!! I'm absoltuely floored!! Again everyone thanks for all the help!!!

Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!

Anonymous · ‎12-20-2013

Congratulations!!

gdale6 · ‎12-20-2013

Good job

coldnmn · ‎12-20-2013

Wow Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

JediNeo · ‎12-20-2013

Wow that's awesome. Congrats!

newmomnewme · ‎12-20-2013

congrats!!!

@CreditJunkie917 wrote:
So CreditAddict is on here always rooting for everyone to go for the full $15K NavCheck. Well thank you for the little push, cause I went for it and got the confirmation today. I was approved for the full $15K!!! So during this entire year, I've gone from rebuilding to gaining $37K+ worth of credit in one year!! I'm absoltuely floored!! Again everyone thanks for all the help!!!

I too listened to CreditAddict I am still confused about what I can use this for? I don't plan on bouncing checks or overdrawing my account anytime soon. Is this just to help with util? What if I wanted to use some of my line (for xmas perhaps)? How would I use it? Will I get an overdraft fee?

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myjourney · ‎12-20-2013

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Anonymous · ‎12-20-2013

@newmomnewme wrote:
congrats!!!
@CreditJunkie917 wrote:
So CreditAddict is on here always rooting for everyone to go for the full $15K NavCheck. Well thank you for the little push, cause I went for it and got the confirmation today. I was approved for the full $15K!!! So during this entire year, I've gone from rebuilding to gaining $37K+ worth of credit in one year!! I'm absoltuely floored!! Again everyone thanks for all the help!!!
I too listened to CreditAddict I am still confused about what I can use this for? I don't plan on bouncing checks or overdrawing my account anytime soon. Is this just to help with util? What if I wanted to use some of my line (for xmas perhaps)? How would I use it? Will I get an overdraft fee?

http://ficoforums.myfico.com/t5/Credit-Cards/How-do-you-use-NavCheck/td-p/1715278