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NavCheck Conditionally Approved

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keithbward
Frequent Contributor

NavCheck Conditionally Approved

During my spree a couple of weeks back, I applied for the NavCheck LOC for the maximum of 15k. I totally forgot until I checked my voicemail on Friday. I am conditonally approved. I just had to email, fax, or bring in bank statement from past month and two most recent paystubs. I've sent it in and just waiting now. What's been your experience with the NavCheck LOC? Anyone else conditionally approved?

Starting Scores - EX 547 || EQ 541 || TU 538 - 01/21/2014
Current Scores - EX 691 || EQ 628??? || TU 695 - 08/04/2015
Goal Scores - 720 across the board
Current Utilization - 12% and going down
Message 1 of 10
9 REPLIES 9
nikkiheaven
Contributor

Re: NavCheck Conditionally Approved

Yes.  I was conditionally approved.  I just had to provide my paycheck stub.  I applied for the CC and the LOC.  Got both.  With the LOC, I asked for 15K, they countered  back with 8500.

Message 2 of 10
dursty87
Established Contributor

Re: NavCheck Conditionally Approved

I asked for 10k. Conditionally approved all they wanted was my 2 recent stubs and bank statement for 2 months. Sent both in Navchek showed up the next day for the 10k I asked for.
Message 3 of 10
alvon123
Super Contributor

Re: NavCheck Conditionally Approved

congrats


Message 4 of 10
Tony275
Valued Contributor

Re: NavCheck Conditionally Approved

Sounds like the odds are in your favor!!
Message 5 of 10
gdale6
Moderator Emeritus

Re: NavCheck Conditionally Approved


@keithbward wrote:

During my spree a couple of weeks back, I applied for the NavCheck LOC for the maximum of 15k. I totally forgot until I checked my voicemail on Friday. I am conditonally approved. I just had to email, fax, or bring in bank statement from past month and two most recent paystubs. I've sent it in and just waiting now. What's been your experience with the NavCheck LOC? Anyone else conditionally approved?


Great limit, grats Smiley Happy

Message 6 of 10
Creditaddict
Legendary Contributor

Re: NavCheck Conditionally Approved


@ssondubs wrote:
I asked for 10k. Conditionally approved all they wanted was my 2 recent stubs and bank statement for 2 months. Sent both in Navchek showed up the next day for the 10k I asked for.

NEVER ask for less than $15k on NavCheck and $25k on credit card CLI's

Message 7 of 10
coldnmn
Mega Contributor

Re: NavCheck Conditionally Approved

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 8 of 10
-Wade-
Valued Contributor

Re: NavCheck Conditionally Approved

Congrats  Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 9 of 10
keithbward
Frequent Contributor

Re: NavCheck Conditionally Approved

Yea, I've read that all over the forum that's why I went with the 15k. I originally was only going to ask for 2.5k but after reading how they would more than likely counter, I said why not? lol

 

And thanks to everyone for the congrats. I'm just waiting for it to go through, hopefully tomorrow since I sent the email late Friday afternoon.

Starting Scores - EX 547 || EQ 541 || TU 538 - 01/21/2014
Current Scores - EX 691 || EQ 628??? || TU 695 - 08/04/2015
Goal Scores - 720 across the board
Current Utilization - 12% and going down
Message 10 of 10
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