Navy CLI - myFICO® Forums - 6445117

myFICO® Forums

Get Access Now

I just requested a CLI in the app on my More Rewards card and was approved. Went from $9,200 to $15,000. More evidence the $4,000 limit is gone. I also requested an APR reduction they only gave me a 1% decrease. Not quite what I had hoped for on that front.

Message 1 of 15

14 REPLIES 14

Congratulations 🎉🎈🎊 on your NFCU CLI And APR Reduction. 1% is better than a denial. Good for you!!!

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX

Message 2 of 15

Congratulations on your NFCU CLI and APR reduction!

Current Cards (in order of approval):

Current FICO 8 | 9 (March 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 3 of 15

Congratulations on your CLI!!

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

FNBO Evergreen Visa Signature $25,000

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

Message 4 of 15

Great job! Congratulations on your NFCU CLI and APR reduction!

Message 5 of 15

Congratulations on your new increase!

Message 6 of 15

Grats on your Navy move on up

Current max is 8K CLI with this creditor.

Message 7 of 15

Congrats on your CLI and APR reduction!

Message 8 of 15

Congrats on the CLI! Understood on the percentage but at least it's something!

Message 9 of 15

Congrats on your CLI!

AMEX Hilton Honors Surpass | $20,000

BoA Premium Rewards | $37,500

BoA Customized Cash Rewards | $6,000

Chase Sapphire Preferred | $14,500

Chase Freedom Unlimited | $16,600

Chase Freedom Flex | $12,400

Chase Freedom | $500

Chase Amazon Prime Rewards | $22,100

Discover It | $15,500

PNC Points | $12,500

PSECU Alumni Rewards | $25,000

Best Buy Visa | $3,250

Google | $2,700

Wolf Furniture | $8,500

Target RedCard Debit

Message 10 of 15