Navy Fed

[Shawndoe79]

Got approved for membership, so decided to app for the cash rewards over the phone, and the rep said it was a MAYBE and the lending department needed to do a manual review, anyone have this happen to them?

[baller4life]

It's very common. You'll receive an answer today or tomorrow.

[Shawndoe79]

Yay!! just got a text message saying I was approved but I dont know the limit yet, hasnt updated in my online account, still say in review.  They did hit me with 3 hp, 2 on TU and I on EQ but at least it was an approval

[Anonymous]

you can call and find out your limit

[Shawndoe79]

Is that automated or real person?

[Anonymous]

real person. to expedite the process when you call press * then press 6

[Shawndoe79]

Ok thanks

[Anonymous]

and remember that with NFCU you're eligible for an APR reduction every year so this time next year you can see with no hp

[Shawndoe79]

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@Anonymous wrote:
and remember that with NFCU you're eligible for an APR reduction every year so this time next year you can see with no hp

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Oh wow, thats great to know thanks

[Anonymous]

i went down 2% my first year