I have been on my credit rebuild for over a year. I started off with a 545 fico 8 score. I recently applied for a second Navy Federal credit card. I was approved for a $20,000 credit line to my suprise. My first Navy credit card limit is $7700. I applied for a credit line increase on my Navy Cash Reward through the online portal and I was declined. I had discovered the late night hack after 11pm on a youtube channel. I checked the Navy Federal credit prequalify site and it reflected I was prequalified for all thier cards...and to no avail, approved for the Navy Federal More Rewards credit card. I never thought in a million years I would be approved for a credit line of $20,000. I just want to encourage someone else on their credit journey. My Transunion Fico 8 score was 636 at the time with 2 collections around $5000. I have a Capitol One QS1 $2800, Discover Chrome IT $1000 which just unsecured two days ago, Amex Delta Gold $1000...My Experian Fico8 is 652 now. I'm just thankful for all the great advice on this forum...my goal is reach a 700 credit score but not sure if I can make it because my student loan balance is around $92,000...however, it's current. 
Congrats! Nice rebuilding work. Thanks for the DPs.
Late nite hack after 11pm. (Noted. lol)
Congrats. Great job!!
Congrats on your second NFCU approval
