Sleep Number CLI (Synchrony) - Approved

[Anonymous]

My wife and I got a new bed about a year ago and we used the Sleep Number credit card to finance the bed. My wife and I got a substantial raise to our incomes and would like to ask for a CLI. This is our first joint account and I'm unsure what to put for the income. Also, is the CLI request a soft pull? We are planning on applying for a mortgage early next year and want to limit HP. Any data points would be appreciated.

[Anonymous]

It depends which bank is doing the financing for Sleep Number, Can you provide which lender or bank this is through?

Thanks

Mark

[Anonymous]

Thanks for the response. They use Synchrony Bank. I called a CSR and asked them. Got approved for 3K CLI. CLI was a SP.👍🏼

[CreditAggie]

Congratulations on your Sleep Number CLI!

[Total80sKid]

Congrats on your Sleep Number CLI 👍🏼

[Duriel]

Grats on your sleep number CLI. I worked mine up to 15k in 6 months. I have no other synchrony cards, so I'm not especially worried about being shut down. 

[GrandBay]

@Anonymous  Getting a new mattress or wanted a CL bump? Reason being there's anecdotal evidence that if you tell CSR you need a particular # to shop they may raise CL to match. Now this may be a mere coincidence. 

[gdale6]

Grats on your SN increase!

[Anonymous]

Thanks for the insight. I just wanted to get a CLI to lower utilization on the card a bit. I plan to pay it off in the next six months or so. I will definitely try for another CLI and tell the CSR I want to purchase something. I'll shoot for the moon and see if it lands.😂

[GatorGuy]

Thanks for the info! I just logged on and asked for a CLI and they raised mine from $10,500 to $20,000. This was probably the #1 drag on my scores currently since the card was showing over 92% utilization.