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Navy Federal Approval

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user979797
Established Contributor

Navy Federal Approval

My mom needed a BT offer and a new card so I had her join Navy Federal as her sponser. She opened a savings account to establish membership and as soon as that went through she went and applied for the More Rewards Amex and was approved for $22,400 SL@18.00%. She got the SUB of 300 and the 1.99% for 12 months on BTs with no fee. She had a few inquiries from her new mortage loan last year and also has 1 credit card with another lender and a paid off car loan reported from from a  few years back. Scores were 765 EX 769 TU and 778 EQ. 

 

Good to know that you can apply for membership and a card on the same day and get a decent SL with Navy Federal. This was also my experience as well even though I didn't get as high of a SL as she did..HA

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Message 1 of 15
14 REPLIES 14
JoeRockhead
Community Leader
Super Contributor

Re: Navy Federal Approval

Very nice SL and approval, congratulations to your mom!

Message 2 of 15
FlaDude
Valued Contributor

Re: Navy Federal Approval

Congrats to your mom!

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k
Message 3 of 15
keekers
Valued Contributor

Re: Navy Federal Approval

Congrats.
Message 4 of 15
gingerflower
Senior Contributor

Re: Navy Federal Approval

Congrats to your Mom with a nice SL and BT offer.

Message 5 of 15
SUPERSQUID
Valued Contributor

Re: Navy Federal Approval


@user979797 wrote:

My mom needed a BT offer and a new card so I had her join Navy Federal as her sponser. She opened a savings account to establish membership and as soon as that went through she went and applied for the More Rewards Amex and was approved for $22,400 SL@18.00%. She got the SUB of 300 and the 1.99% for 12 months on BTs with no fee. She had a few inquiries from her new mortage loan last year and also has 1 credit card with another lender and a paid off car loan reported from from a  few years back. Scores were 765 EX 769 TU and 778 EQ. 

 

Good to know that you can apply for membership and a card on the same day and get a decent SL with Navy Federal. This was also my experience as well even though I didn't get as high of a SL as she did..HA


CONGRATS!!!!!CONGRATS!!!!!

Message 6 of 15
Snook_on_the_Line
Established Contributor

Re: Navy Federal Approval

Way to go mom 

NFCU Flagship $29k
Lowe's Rewards $35k
Chase Prime VS $17.5k
Citi Custom Cash $16.4k
Citi AA Platinum $16.3k
Citi AA Platinum $8k
USBank Smartly $10k
Prime Store Card $7.5k
Cap1 Savor $2.5k
Priceline Visa $1k
BofA Customized Cash $2.5k
Ficos in the mid 700s
8% uti (0% BTs)

US Bank Business Triple Cash $3k
Message 7 of 15
FicoMike0
Senior Contributor

Re: Navy Federal Approval

Congratulations!

Message 8 of 15
NoMoreDebt
Senior Contributor

Re: Navy Federal Approval

Congrats.

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 9 of 15
alextercero
Super Contributor

Re: Navy Federal Approval

Congratulations!

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


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Message 10 of 15
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