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Navy Federal Approved

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Anonymous
Not applicable

Navy Federal Approved

I got approved for Navy Federal membership today. I tried to get prequailfed for a credit card and they came back with secure credit card. That was a big NO. I applied for Navy Federal Cash rewards and got approved for $1,000. I was expecting a higher limit anyways better then denied.

Got few questions since I am new with them.

1. How often do they increase the credit limit and are they SP?

2. Is the second credit app with them same pull?

Any thing else to know about them how they work?

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Message 1 of 26
25 REPLIES 25
Rebuild2019
Valued Contributor

Re: Navy Federal Approved

Congrats on your approval. You’ll get plenty of info in the link below. https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional...

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 2 of 26
AllZero
Mega Contributor

Re: Navy Federal Approved

Congratulations on your approval!
Message 3 of 26
gdale6
Moderator Emeritus

Re: Navy Federal Approved

Grats on your new Navy membership and credit card Smiley Happy

Message 4 of 26
JoeLuvsHisCredit
Valued Contributor

Re: Navy Federal Approved

Congratulations

Message 5 of 26
Anonymous
Not applicable

Re: Navy Federal Approved

Congrats on your approval! 

Message 6 of 26
gingerflower
Senior Contributor

Re: Navy Federal Approved

@Anonymous 

Congratulations on your Nfcu Cc. 90 days and 3 statements required CLI. 

Message 7 of 26
newfossil
Valued Contributor

Re: Navy Federal Approved

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 8 of 26
cashorcharge
Community Leader
Super Contributor

Re: Navy Federal Approved

That's great!! Congratulations on your approval and welcome to NFCU!!

Message 9 of 26
BAD_UP
Established Contributor

Re: Navy Federal Approved

Congrats on the Approval🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 10 of 26
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