Navy Federal HUGE CLI on recon

c32knight · ‎01-04-2021

I was debating on pulling the trigger to apply for the navy federal platinum card on new years eve. See initial post here >>> Re: Apply for Navy Platinum or wait? - myFICO® Forums - 6217583

After some debate, I applied and got 5k at 5.99% after 12 months 0%. I was shooting for 7k for a balance transfer. Upon taking the advice of another member here, I sent a secure message to request a slightly higher limit to 7200 for the transfer. Just got approved for 25k on my platinum card. I have been a member for 5 days now. Not including my Amex with no preset spending limit, this is now my highest limit card by 5k. So happy I took the risk and went for the platinum card on my first application rather than going for a rewards card and banking on my second card being a better SL.

thornback · ‎01-04-2021

Congratulations!! Nice job on the recon 🤗

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

Credit4Growth · ‎01-04-2021

Spectacularly Amazing, Congrats on the Navy recon to the new Huge yet helpful limit!!!

Navy Luv was defineatly in the cards for you!

Rebuild2019 · ‎01-04-2021

Congratulations @c32knight. Happy that paid off for you.

Anonymous · ‎01-04-2021

Congrats - that's a huge win

Anonymous · ‎01-04-2021

Wow, congrats on the recon!

Navy knocked it out of the park with that one!

CreditAggie · ‎01-04-2021

Congratulations on your NFCU Platinum approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

M_Smart007 · ‎01-04-2021

Congratulations!

gdale6 · ‎01-04-2021

Grats on getting the 25K on recon

AllZero · ‎01-04-2021

Congratulations on your approval and SL reconsideration!