Navy Federal Shocker! - myFICO® Forums - 5548068

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I applied for a NFCU Go Rewards cats over 3 months ago and was approved with a 1000. Starting limit. I tried for an increase today and was given a bump to 3000. I decided to try and apply for the Cash Rewards and was approved with a 20K limit. I have to keep rechecking my email because I don’t believe it. My current TU is 695. It wasn’t that long ago that I couldn’t get anything besides store cards. The advice from this group has been invaluable and I am sooooo excited that all of my hard work is finally paying off.

Message 1 of 20

19 REPLIES 19

That’s a great result and a killer SL - congrats!

Message 2 of 20

Congrats on your approval and Monster SL !!!!!

Navy Strikes again

Message 3 of 20

This is such awesome news!!! You killed it! Congratulations!

Message 4 of 20

And here we have another heart attack brought to you by NFCU lol. They love shocking people with those astronomical limits. Congrats!

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k

Message 5 of 20

Nice job. I hate I am at the max for NFCU CCs now....

Message 6 of 20

YOU...

CONGRATS on the CLI, the Approval, and the LEGENDARY SL!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+

Message 7 of 20

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Message 8 of 20

That is awesome! I’m slowly working towards being in your shoes one day

Message 9 of 20

Congrats on the great approval and SL!

Message 10 of 20