Navy does love me!

[Anonymous]

It was an unsecured card. But I do have my salary direct deposited into Navy and I maintain a savings account there. 

[Anonymous]

Data points since someone asked:

They pulled TU and FICO 8 there is 705. 
AAoA 9 years 10 months

AoOA 26 years 3 months 

AoYA 1 month

8 inquiries in 12 months

$155,000 income

No collections or judgments, but old late payments including a couple 90s from almost 4 years ago and a 30 from 18 months ago

Before this approval I had $18,450 in revolving limits with 5% uti

$200K balance on student loans, but good history on them

Just closed on a mortgage about 10 days ago. It's not yet listed on my credit. 
I have direct deposit going to Navy and maintain a savings account there. 

[AverageJoesCredit]

Another reason its better to start with $500. Getting 25k off the bat spoils people but waiting 3 months shows maturity😄

[SedimentaryRock]

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@AverageJoesCredit wrote:

Another reason its better to start with $500. Getting 25k off the bat spoils people but waiting 3 months shows maturity😄

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Start what with $500? Sorry to hijack, I'm trying to figure out how to get started with them, so if your comment means start with a secured card and $500 CL, that's my answer.

[CreditAggie]

Congratulations on your NFCU Flagship approval and awesome SL and APR!

[CreditAggie]

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@Anonymous wrote:

Also, I have a Cap One Venture One Card with a $3100 CL. I've been working that card awaiting the passage of 6 months since my last CLI, which was a $2000 increase back in December. Today they increased me a measly $300 to $3400. It's not nothing I guess and truth is, I was working towards the Navy luv anyway!

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Congratulations on your Capital One Venture One CLI!

[CYBERSAM]

Congrats! Thats awesome CLI 🤑 go Navy! ⛵

[Anonymous]

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@Anonymous wrote:

I started at Navy 3 months ago with a Cash Rewards Card, $500 credit limit. I hit my 91/3 yesterday and this morning I applied for the Flagship Rewards Card. Instant approval... $25,000 SL at 9.99%!! Also requested a CLI on the Cash Rewards and got the 24 hour review notice. Also, I have a Cap One Venture One Card with a $3100 CL. I've been working that card awaiting the passage of 6 months since my last CLI, which was a $2000 increase back in December. Today they increased me a measly $300 to $3400. It's not nothing I guess and truth is, I was working towards the Navy luv anyway!

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Most impressive indeed!  Congrats!

[EverForward]

Congratulations on your Flagship approval and CLIs! 

[Anonymous]

Congrats on your massive NFCU Flagship approval!