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Navy moreRewards CLI +$6000

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oorhett
Regular Contributor

Navy moreRewards CLI +$6000

My calendar alerted me that it was time for my 5th CLI. Current limit was at $10,500 so asked for the standard $8000. Hoping for an automatic approval instead got the under review notice. After a day of wondering what I have done to fall out of Navy's good graces, my account finally updated to show a $6000 CLI! I'm happy they are still giving me increases but unsure why I'm falling outside their standard. This has been my primary use card, usually doesn't carry a balance and on average over the past 6 months spend is $1500. 

Sep - $2817 

Oct - $1861

Nov - $107

Dec - $1955

Jan - $665

Feb - $1538




BK 7 5/19 Discharged 09/19
Beginning Scores - EQ 579, TU 565
Current Scores(Vantage, high/current) - EQ 736/736, TU 732/732 / (Fico8/9) EX^8 702 TU^8 738 EQ^9 723
Mortgage (4/25) - EX 736 / TU 738 / EQ 724
Message 1 of 16
15 REPLIES 15
SweetCreditObsession
Valued Contributor

Re: Navy moreRewards CLI +$6000

Congratulations @oorhett, and thank you for the DPs! Smiley Very Happy

 

Do you have any idea what your Fico scores look like right now? I'm not sure, but I wonder if that has any bearings on it? 

 

 



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 2 of 16
oorhett
Regular Contributor

Re: Navy moreRewards CLI +$6000


@SweetCreditObsession wrote:

Congratulations @oorhett, and thank you for the DPs! Smiley Very Happy

 

Do you have any idea what your Fico scores look like right now? I'm not sure, but I wonder if that has any bearings on it? 

 

 


Current EQ9 is in my Sig 699




BK 7 5/19 Discharged 09/19
Beginning Scores - EQ 579, TU 565
Current Scores(Vantage, high/current) - EQ 736/736, TU 732/732 / (Fico8/9) EX^8 702 TU^8 738 EQ^9 723
Mortgage (4/25) - EX 736 / TU 738 / EQ 724
Message 3 of 16
CreditAggie
Community Leader
Super Contributor

Re: Navy moreRewards CLI +$6000

Congratulations on your Navy CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (June 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 16
Yasselife
Valued Contributor

Re: Navy moreRewards CLI +$6000

Congratulations on your CLI! @oorhett 


Message 5 of 16
JoeRockhead
Community Leader
Super Contributor

Re: Navy moreRewards CLI +$6000

Very nice bump, Go Navy, congratulations!!

Message 6 of 16
CYBERSAM
Senior Contributor

Re: Navy moreRewards CLI +$6000

Congrats on your Navy moreRewards CLI ⚓🤑👍







                
Message 7 of 16
CreditMagic7
Mega Contributor

Re: Navy moreRewards CLI +$6000

Congratulations on your NOV 22 CLI.jpg More Rewards Card CLI!!

Message 8 of 16
Rdbeetle
Valued Contributor

Re: Navy moreRewards CLI +$6000

Congrats on the $6k CLI!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $8k
FICO 8 Scores: EX 799 I TU 809 I EQ 809
Message 9 of 16
M_Smart007
Legendary Contributor

Re: Navy moreRewards CLI +$6000

Congrats on your Navy Federal CLI

Message 10 of 16
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