Re: Nearly 8X CLI from Cap1!

Glkslngr · ‎09-04-2014

Nice, congrats!

chalupaman · ‎09-04-2014

Congrats! Now that's what I call a huge bump.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Anonymous · ‎09-04-2014

Congrats! That is an amazing CLI, a man can dream of reaching that milestone with Cap1.

negg · ‎09-04-2014

Congrats.....I can attest to this. I hit the love button on website and went from 1K to 4K back in July. And my cap1 been in the sock drawer for over a year.

CSR.........11,900.......Delta Amex $11,200.........Marriott Rewards Premier $8000.......Discover IT $9700......Citi Preferred $8600.......Chase Freedom $10,800.....Barclay(apple) $11,600......BofA $1500.......Capital One $7400......FNO $9800......Barclay(Hawaiian airlines)$11,000......Citi Costco $15,000. June 1st 2013 0 credit cards and 575 fico. Today 117K in credit and 812 fico and ZERO INQUIRIES......ZERO. 2018 goal. 825 fico.

Gladius · ‎09-04-2014

How do you enroll in the credit steps program?

coldnmn · ‎09-05-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Tony275 · ‎09-05-2014

Very nice! Great SP CLI!

alvon123 · ‎09-05-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

MissMoni223 · ‎09-05-2014

Way to go, gotta LOVE Capital One!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)

thatguy1 · ‎09-05-2014

The credit steps program is something Capitol One uses when you sign up. They give you a low limit ($300-$1000) and then after 5 months they will give you a CLI as liong as you have not gone over limit or been late.

$15,400 -

$1400 Just Unsecured-

$10500 -

$2300
123 Rewards AU $1500 - BofA AU $2300 - Discover It AU $7200 - Discover It AU $8000
~505 EQ in Jan of 13, now at EQ 690 / TU 674 / EX 681 according to myFICO.com.

Nearly 8X CLI from Cap1!

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