Guess What haha just got approved for the CSP!!!!!!!!!!!!!!!!!!!!... Guys I did it!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Instantly approved for it with a CL of 7500 ( my highest limit so far)!!!.. I am done apping for till 2015 when all my inqs drop!!.
Here's the story to how I finally gotten my goal for people who wants to know and maybe could use some advice of what I did.
March: Boa ( oldest account gotten CLi to 2.8k) only had this account... It was 3 years old
April: Apped for BCE, Freedom, citi forward, TYP, discover ( all instantly approved) CS was 796 (exp), 776(Tu), 734(EQ)
- den decided to apped for the CSP.... it was deny due to not having a CL of 5k+, and not having more than 1 revolving account with another institution( the cards i apped for hasn't reported yet). Chase pulled EX & TU for NYC... the same as my freedom
June- amex BCE 61 days CLI approved to 6k- instant
June- Citi forward, TYP CLI increased to 5.3k and 6.5k- instant
July 20- decided to reapp for the CSP since the CLI reported today and Was instantly approved!
Other information:
-income 55k
-I reported only a 3 dollar balance on my CR
-CS when applying for the CSP again was 720-730 for all three
-No student loans or mortgage
-no baddies
-no BK
-no lates ever!!!
Also i been using heavily on the freedom card but not excessively ( roughly 60-100 per month and pif before statement cut). Just used it normally and also using it for purcahse which i have the cash to pif right away.
Anyways heres my story and I shud begin to garden again for ever.... thank you all for the help. I know my situation might not apply to everyone but for the people who had been deny for not having 5k CL and not having more than 1 CC account I hope this helps.
Here's the story to how I finally gotten my goal for people who wants to know and maybe could use some advice of what I did.
March: Boa ( oldest account gotten CLi to 2.8k) only had this account... It was 3 years old
April: Apped for BCE, Freedom, citi forward, TYP, discover ( all instantly approved) CS was 796 (exp), 776(Tu), 734(EQ)
- den decided to apped for the CSP.... it was deny due to not having a CL of 5k+, and not having more than 1 revolving account with another institution( the cards i apped for hasn't reported yet). Chase pulled EX & TU for NYC... the same as my freedom
June- amex BCE 61 days CLI approved to 6k- instant
June- Citi forward, TYP CLI increased to 5.3k and 6.5k- instant
July 20- decided to reapp for the CSP since the CLI reported today and Was instantly approved!
Other information:
-income 55k
-I reported only a 3 dollar balance on my CR
-CS when applying for the CSP again was 720-730 for all three
-No student loans or mortgage
-no baddies
-no BK
-no lates ever!!!
Also i been using heavily on the freedom card but not excessively ( roughly 60-100 per month and pif before statement cut). Just used it normally and also using it for purcahse which i have the cash to pif right away.
Anyways heres my story and I shud begin to garden again for ever.... thank you all for the help. I know my situation might not apply to everyone but for the people who had been deny for not having 5k CL and not having more than 1 CC account I hope this helps.
CONGRATS!!! 
Very nice!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Congrats !
Congrats!
~kn
Congrats 
Congrats! (...and I'm completely envious of your CS scores!)