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Onepay mastercard cli increase to 15K from 10K

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firefox100
Senior Contributor

Onepay mastercard cli increase to 15K from 10K

Ok I open the Onepay mastercard from Synchronybank back in August of last year with starting cl of 7.5K then got an increase to 10K in november of 2025. This afternoon I cald Synchronybank credit operations at 877-379-8173 and requested an increase from 10K to 15K increase of 5K. The whole thing took about 4 minutes with very nice lady from the Us. Here are the data points Fico scores over 810 and the avantage svore 4.0 at 813, income 88k and total credit lines of 360.4K before the new increase making total cl now 365.4K and ul less then 800 showing on all reports.

Message 1 of 9
8 REPLIES 8
SeanA
Member

Re: Onepay mastercard cli increase to 15K from 10K

Thanks for sharing! And congrats Smiley Happy

Message 2 of 9
Rdbeetle
Valued Contributor

Re: Onepay mastercard cli increase to 15K from 10K

Congrats on your CLI!!! Was it a SP or HP? I have this card and I'm not familiar on how Synchrony works as this is my first card with them.

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $8k
FICO 8 Scores: EX 799 I TU 805 I EQ 809
Message 3 of 9
Varsity_Lu
Valued Contributor

Re: Onepay mastercard cli increase to 15K from 10K

Congrats, @firefox100.  Your post inspired me to request a CLI on my OnePay card. I got it in November. I used the chat feature in the OnePay app and got a soft pull 2x increase to $8,000

 

I don't want to poke the Synch bear too much, but I would like to get my card up to the $10k mark.  Do you know how far apart they normally grant increases?

Blue Cash PreferredBlue Cash EverydayHilton HonorsSavorREIFidelity Rewards VisaVoice Rewards + Perks CheckingMore RewardsMax Cash PreferredAAA Travel AdvantageCashRewards
Fidelity InvestmentsHuntington National BankNavy Federal Credit UnionMechanics Savings BankDirections Credit Union
FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)
Clean | Thick | Mature | New Revolver

Message 4 of 9
Rdbeetle
Valued Contributor

Re: Onepay mastercard cli increase to 15K from 10K


@Varsity_Lu wrote:

Congrats, @firefox100.  Your post inspired me to request a CLI on my OnePay card. I got it in November. I used the chat feature in the OnePay app and got a soft pull 2x increase to $8,000

 

I don't want to poke the Synch bear too much, but I would like to get my card up to the $10k mark.  Do you know how far apart they normally grant increases?


I just used the chat feature as well. Got a $3k boost to $8k.

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $8k
FICO 8 Scores: EX 799 I TU 805 I EQ 809
Message 5 of 9
firefox100
Senior Contributor

Re: Onepay mastercard cli increase to 15K from 10K

All synchrony creditcards are soft pull only and you can request an increase up to 25K limit with out showing doc's.

Message 6 of 9
Rdbeetle
Valued Contributor

Re: Onepay mastercard cli increase to 15K from 10K


@firefox100 wrote:

All synchrony creditcards are soft pull only and you can request an increase up to 25K limit with out showing doc's.


Thanks for the info, Firefox.

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $8k
FICO 8 Scores: EX 799 I TU 805 I EQ 809
Message 7 of 9
cashorcharge
Community Leader
Super Contributor

Re: Onepay mastercard cli increase to 15K from 10K

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂

Message 8 of 9
NoMoreE46
Community Leader
Senior Contributor

Re: Onepay mastercard cli increase to 15K from 10K

Very Nice-  2 CLI for this new card.

Message 9 of 9
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